Note 3 - Loans (Tables)

9 Months Ended

Sep. 30, 2015

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

	September 30, 2015		December 31, 2014
Commercial and Agricultural
Commercial	$	48,759	$	50,960
Agricultural		27,373		16,689
Real Estate
Commercial Constuction		43,589		51,259
Residential Construction		10,465		11,221
Commercial		347,703		332,231
Residential		195,800		203,753
Farmland		61,551		49,951
Consumer and Other
Consumer		20,958		22,820
Other		8,006		7,210
Total Loans	$	764,204	$	746,094

Financing Receivable Credit Quality Indicators [Table Text Block]

September 30, 2015
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	44,955	$	1,985	$	1,819	$	48,759
Agricultural		27,150		18		205		27,373
Real Estate
Commercial Construction		38,819		1,135		3,635		43,589
Residential Construction		10,465		-		-		10,465
Commercial		330,711		6,529		10,463		347,703
Residential		175,906		8,764		11,130		195,800
Farmland		56,352		821		4,378		61,551
Consumer and Other
Consumer		20,394		171		393		20,958
Other		7,979		27		-		8,006
Total Loans	$	712,731	$	19,450	$	32,023	$	764,204

December 31, 2014
	Pass		Special Mention		Substandard		Total Loans
Commercial and Agricultural
Commercial	$	46,230	$	2,905	$	1,825	$	50,960
Agricultural		16,504		27		158		16,689
Real Estate
Commercial Construction		45,063		1,741		4,455		51,259
Residential Construction		11,221		-		-		11,221
Commercial		309,828		11,220		11,183		332,231
Residential		180,550		10,582		12,621		203,753
Farmland		47,548		415		1,988		49,951
Consumer and Other
Consumer		22,115		249		456		22,820
Other		7,013		-		197		7,210
Total Loans	$	686,072	$	27,139	$	32,883	$	746,094

Past Due Financing Receivables [Table Text Block]

September 30, 2015
	Accruing Loans
					Total
			90 Days		Accruing
	30-89 Days		or More		Loans		Nonaccrual		Current		Total
	Past Due		Past Due		Past Due		Loans		Loans		Loans
Commercial and Agricultural
Commercial	$	659	$	-	$	659	$	664	$	47,436	$	48,759
Agricultural		22		-		22		156		27,195		27,373
Real Estate
Commercial Construction		478		-		478		2,479		40,632		43,589
Residential Construction		-		-		-		-		10,465		10,465
Commercial		2,689		-		2,689		5,242		339,772		347,703
Residential		2,299		-		2,299		3,434		190,067		195,800
Farmland		72		-		72		1,397		60,082		61,551
Consumer and Other
Consumer		235		8		243		187		20,528		20,958
Other		26		-		26		-		7,980		8,006
Total Loans	$	6,480	$	8	$	6,488	$	13,559	$	744,157	$	764,204

December 31, 2014
	Accruing Loans
					Total
			90 Days		Accruing
	30-89 Days		or More		Loans		Nonaccrual		Current		Total
	Past Due		Past Due		Past Due		Loans		Loans		Loans
Commercial and Agricultural
Commercial	$	872	$	-	$	872	$	405	$	49,683	$	50,960
Agricultural		-		-		-		45		16,644		16,689
Real Estate
Commercial Construction		142		-		142		3,251		47,866		51,259
Residential Construction		-		-		-		-		11,221		11,221
Commercial		2,309		-		2,309		5,325		324,597		332,231
Residential		5,783		-		5,783		7,462		190,508		203,753
Farmland		282		-		282		1,449		48,220		49,951
Consumer and Other
Consumer		313		7		320		202		22,298		22,820
Other		-		-		-		195		7,015		7,210
Total Loans	$	9,701	$	7	$	9,708	$	18,334	$	718,052	$	746,094

Impaired Financing Receivables [Table Text Block]

September 30, 2015
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related
Allowance Recorded
Commercial	$	580	$	573	$	-	$	562	$	16		$	19
Agricultural		174		156		-		158		(10	)		10
Commercial Construction		7,726		2,736		-		3,191		17			17
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		14,412		14,412		-		15,533		412			418
Residential Real Estate		5,359		4,400		-		4,761		165			148
Farmland		1,398		1,397		-		1,419		1			2
Consumer		195		187		-		195		8			11
Other		-		-		-		65		-			-
		29,844		23,861		-		25,884		609			625
With An Allowance Recorded
Commercial		91		91		91		92		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		78		78		14		97		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		6,941		6,282		243		5,912		132			123
Residential Real Estate		1,082		1,082		308		1,093		12			12
Farmland		390		390		57		392		16			16
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		8,582		7,923		713		7,586		160			151
Total
Commercial		671		664		91		654		16			19
Agricultural		174		156		-		158		(10	)		10
Commercial Construction		7,804		2,814		14		3,288		17			17
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		21,353		20,694		243		21,445		544			541
Residential Real Estate		6,441		5,482		308		5,854		177			160
Farmland		1,788		1,787		57		1,811		17			18
Consumer		195		187		-		195		8			11
Other		-		-		-		65		-			-
	$	38,426	$	31,784	$	713	$	33,470	$	769		$	776

December 31, 2014
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	310	$	308	$	-	$	679	$	9		$	18
Agricultural		50		45		-		51		(6	)		3
Commercial Construction		9,573		3,464		-		3,376		13			13
Commercial Real Estate		17,130		16,228		-		18,350		462			474
Residential Real Estate		9,137		7,600		-		5,691		312			306
Farmland		1,451		1,449		-		949		(8	)		18
Consumer		202		202		-		212		14			16
Other		207		195		-		197		6			11
		38,060		29,491		-		29,505		802			859
With An Allowance Recorded
Commercial		97		97		97		420		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		207		136		54		1,529		-			-
Commercial Real Estate		6,135		6,135		457		6,415		61			51
Residential Real Estate		2,073		2,065		414		1,829		84			87
Farmland		396		396		29		529		13			12
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		8,908		8,829		1,051		10,722		158			150
Total
Commercial		407		405		97		1,099		9			18
Agricultural		50		45		-		51		(6	)		3
Commercial Construction		9,780		3,600		54		4,905		13			13
Commercial Real Estate		23,265		22,363		457		24,765		523			525
Residential Real Estate		11,210		9,665		414		7,520		396			393
Farmland		1,847		1,845		29		1,478		5			30
Consumer		202		202		-		212		14			16
Other		207		195		-		197		6			11
	$	46,968	$	38,320	$	1,051	$	40,227	$	960		$	1,009

September 30, 2014
	Unpaid
	Contractual						Average		Interest			Interest
	Principal		Impaired		Related		Recorded		Income			Income
	Balance		Balance		Allowance		Investment		Recognized			Collected
With No Related Allowance Recorded
Commercial	$	394	$	394	$	-	$	803	$	6		$	14
Agricultural		50		45		-		53		(4	)		6
Commercial Construction		9,210		3,101		-		3,347		2			2
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		17,346		16,656		-		19,058		427			445
Residential Real Estate		4,729		3,953		-		5,054		150			142
Farmland		1,330		984		-		782		(19	)		11
Consumer		181		173		-		215		7			10
Other		212		201		-		198		3			8
		33,452		25,507		-		29,510		572			638
With An Allowance Recorded
Commercial		99		99		99		527		-			-
Agricultural		-		-		-		-		-			-
Commercial Construction		210		139		59		1,993		-			-
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		5,931		5,931		283		6,508		142			143
Residential Real Estate		4,106		3,349		605		1,751		66			70
Farmland		398		398		31		574		8			7
Consumer		-		-		-		-		-			-
Other		-		-		-		-		-			-
		10,744		9,916		1,077		11,353		216			220
Total
Commercial		493		493		99		1,330		6			14
Agricultural		50		45		-		53		(4	)		6
Commercial Construction		9,420		3,240		59		5,340		2			2
Residential Construction		-		-		-		-		-			-
Commercial Real Estate		23,277		22,587		283		25,566		569			588
Residential Real Estate		8,835		7,302		605		6,805		216			212
Farmland		1,728		1,382		31		1,356		(11	)		18
Consumer		181		173		-		215		7			10
Other		212		201		-		198		3			8
	$	44,196	$	35,423	$	1,077	$	40,863	$	788		$	858

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

	Three Months Ended September 30, 2015						Nine Months Ended September 30, 2015
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Residential Real Estate		1	$	226	$	139		2	$	1,106	$	1,036
Total Loans		1	$	226	$	139		2	$	1,106	$	1,036

	Three Months Ended September 30, 2014						Nine Months Ended September 30, 2014
Troubled Debt Restructurings
	# of Contracts		Pre-Modification		Post-Modification		# of Contracts		Pre-Modification		Post-Modification
Commercial Real Estate		-	$	-	$	-		2	$	1,771	$	1,775
Residential Real Estate		-		-		-		1		49		49
Farmland		-		-		-		1		401		401
Total Loans		-	$	-	$	-		4	$	2,221	$	2,225