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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2015
Dec. 31, 2014
Cash and Cash Equivalents    
Cash and Due from Banks $ 17,137 $ 24,473
Federal Funds Sold 0 20,132
17,137 44,605
Interest-Bearing Deposits 15,996 21,206
Investment Securities    
Available for Sale, at Fair Value 271,611 274,594
Held to Maturity, at Cost (Fair Value of $28 and $30, as of September 30, 2015 and December 31, 2014, Respectively) 28 30
271,639 274,624
Federal Home Loan Bank Stock, at Cost 2,731 2,831
Loans 764,204 746,094
Allowance for Loan Losses (8,402) (8,802)
Unearned Interest and Fees (355) (362)
755,447 736,930
Premises and Equipment 24,460 24,960
Other Real Estate (Net of Allowance of $2,926 and $3,320 as of September 30, 2015 and December 31, 2014, Respectively) 10,998 10,402
Other Intangible Assets 125 152
Other Assets 28,787 31,188
Total Assets 1,127,320 1,146,898
Deposits    
Noninterest-Bearing 125,793 128,340
Interest-Bearing 832,241 850,963
958,034 979,303
Borrowed Money    
Subordinated Debentures 24,229 24,229
Other Borrowed Money 40,000 40,000
64,229 64,229
Other Liabilities 3,983 4,339
Stockholders' Equity    
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 23,167 Shares and 28,000 as of September 30, 2015 and December 31, 2014, Respectively 23,167 28,000
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 Shares as of September 30, 2015 and December 31, 2014 8,439 8,439
Paid-In Capital 29,145 29,145
Retained Earnings 42,703 38,288
Accumulated Other Comprehensive (Loss), Net of Tax Benefits (2,380) (4,845)
101,074 99,027
Total Liabilities and Stockholders' Equity $ 1,127,320 $ 1,146,898