Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest Income
Loans, Including Fees	$ 9,873	$ 9,956	$ 19,582	$ 19,645
Federal Funds Sold	0	8	15	17
Deposits with Other Banks	24	10	41	23
U.S. Government Agencies	978	1,225	2,048	2,409
State, County and Municipal	25	23	50	51
Dividends on Other Investments	30	29	60	59
	10,930	11,251	21,796	22,204
Interest Expense
Deposits	1,219	1,288	2,438	2,609
Borrowed Money	464	435	909	873
	1,683	1,723	3,347	3,482
Net Interest Income	9,247	9,528	18,449	18,722
Provision for Loan Losses	129	481	491	808
Net Interest Income After Provision for Loan Losses	9,118	9,047	17,958	17,914
Noninterest Income
Service Charges on Deposits	1,040	1,087	2,051	2,183
Other Service Charges, Commissions and Fees	664	623	1,302	1,175
Mortgage Fee Income	134	114	247	181
Securities Gains (Losses)	0	1	3	1
Other	520	421	967	768
	2,358	2,246	4,570	4,308
Noninterest Expenses
Salaries and Employee Benefits	4,407	4,305	8,875	8,717
Occupancy and Equipment	1,017	1,000	2,010	2,020
Other	2,896	2,986	5,721	6,420
	8,320	8,291	16,606	17,157
Income Before Income Taxes	3,156	3,002	5,922	5,065
Income Taxes	971	986	1,854	1,592
Net Income	2,185	2,016	4,068	3,473
Preferred Stock Dividends	630	681	1,260	1,324
Net Income Available to Common Stockholders	$ 1,555	$ 1,335	$ 2,808	$ 2,149
Net Income Per Share of Common Stock
Basic (in Dollars per share)	$ 0.18	$ 0.16	$ 0.33	$ 0.25
Diluted (in Dollars per share)	0.18	0.16	0.33	0.25
Cash Dividends Declared Per Share of Common Stock (in Dollars per share)	$ 0	$ 0	$ 0	$ 0
Weighted Average Basic Shares Outstanding (in Shares)	8,439,258	8,439,258	8,439,258	8,439,258
Weighted Average Diluted Shares Outstanding (in Shares)	8,441,628	8,439,258	8,440,443	8,439,258