Three Months Ended

Six Months Ended

June 30

2015

2014

2015

2014

Numerator

Net Income Available to Common Stockholders

$

1,555

$

1,335

$

2,808

$

2,149

Denominator

Weighted Average Number of Common Shares Outstanding for Basic Earnings Per Common Share

8,439

8,439

8,439

8,439

Dilutive Effect of Potential Common Stock

Restricted Stock

-

Stock Warrants

2

-

1

-

Weighted-Average Number of Shares Outstanding for

Diluted Earnings Per Common Share

8,441

8,439

8,440

8,439

Earnings Per Share - Basic

$

0.18

$

0.16

$

0.33

$

0.25

Earnings Per Share - Diluted

$

0.18

$

0.16

$

0.33

$

0.25