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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2015
Dec. 31, 2014
Cash and Cash Equivalents    
Cash and Due from Banks $ 19,550 $ 24,473
Federal Funds Sold 0 20,132
19,550 44,605
Interest-Bearing Deposits 24,323 21,206
Investment Securities    
Available for Sale, at Fair Value 273,878 274,594
Held to Maturity, at Cost (Fair Value of $27 and $30, as of June 30, 2015 and December 31, 2014, Respectively) 27 30
273,905 274,624
Federal Home Loan Bank Stock, at Cost 2,731 2,831
Loans 760,078 746,094
Allowance for Loan Losses (8,480) (8,802)
Unearned Interest and Fees (388) (362)
751,210 736,930
Premises and Equipment 24,465 24,960
Other Real Estate (Net of Allowance of $3,222 and $3,320 as of June 30, 2015 and December 31, 2014, Respectively) 12,031 10,402
Other Intangible Assets 134 152
Other Assets 30,701 31,188
Total Assets 1,139,050 1,146,898
Deposits    
Noninterest-Bearing 125,541 128,340
Interest-Bearing 843,093 850,963
968,634 979,303
Borrowed Money    
Subordinated Debentures 24,229 24,229
Other Borrowed Money 40,000 40,000
64,229 64,229
Other Liabilities 3,528 4,339
Stockholders' Equity    
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares 28,000 28,000
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 Shares as of June 30, 2015 and December 31, 2014 8,439 8,439
Paid-In Capital 29,145 29,145
Retained Earnings 41,097 38,288
Accumulated Other Comprehensive (Loss), Net of Tax Benefits (4,022) (4,845)
102,659 99,027
Total Liabilities and Stockholders' Equity $ 1,139,050 $ 1,146,898