8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): January 4, 2005

COLONY BANKCORP, INC.

(Exact name of registrant as specified in its charter)

Georgia	000-12436	58-1492391
(State or other jurisdiction of incorporation)	(Commission File No.)	(IRS Employer I.D. No.)

115 South Grant Street, Fitzgerald, Georgia 31750

(Address of principal executive offices)

(229) 426-6000

Registrant’s Telephone Number, including area code

N/A

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a -12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 7.01 Regulation FD Disclosure

On January 4, 2005, Colony Bankcorp, Inc. issued a press release announcing that Al D. Ross had been promoted to President and Chief Operating Officer. The press release is attached as Exhibit 99.1 to this Form 8-K. This information is provided under Item 5.02 of Form 8-K as referenced by Form 8-K filed on December 28, 2004. The information in this Form 8-K and the Exhibit attached hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Act of 1934, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements, Pro Forma Financial Information and Exhibits.

(c) Exhibits.

99.1 Press Release dated January 4, 2005

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

	COLONY BANKCORP, INC.
Date: January 4, 2005	By:	/s/ Terry L. Hester
		Terry L. Hester
		Executive Vice President and
		Chief Financial Officer

EX-99.1

EXHIBIT 99.1

FOR IMMEDIATE RELEASE

Contact:	Terry L. Hester
	Chief Financial Officer
	Colony Bankcorp, Inc.
	Fitzgerald, Georgia 31750
	(229) 426-6002

Al D. Ross Promoted to New Position

FITZGERALD, GA., January 4, 2005 — Colony Bankcorp, Inc. (Nasdaq: CBAN), at the December board meeting, named Al D. Ross, President and Chief Operating Officer of the company. Mr. Ross, 40, has been the Chief Credit Officer during the last three years and will retain that responsibility. James D. Minix, Chief Executive Officer, 63, stated that the position of Chief Operating Officer is a new one.

Mr. Ross began his banking career in 1984 and has served in the commercial lending areas of several financial institutions. In addition to his new responsibilities at Colony Bankcorp, Mr. Ross is President and CEO of Colony Bank Southeast in Douglas and Chairman of Georgia First Mortgage Company with offices in Albany, both affiliates of Colony Bankcorp.

Mr. Minix commented that, “Colony has grown from $247 million to $997 million in total assets during the last ten years and Al expands our experienced leadership framework and will handle the day to day activities of the company. He has the appropriate skill set to take us to the next level.”

Under the direction of Mr. Ross, the company is better positioned to meet the ever-changing industry and regulatory environment while Mr. Minix focuses on strategic initiatives.

Colony Bankcorp owns seven banking charters operating twenty-seven offices from Valdosta to Warner Robins and Columbus to Savannah. Colony Bankcorp, Inc. is quoted on the Nasdaq National Market under the symbol “CBAN”.