XML 32 R31.htm IDEA: XBRL DOCUMENT v2.4.1.9
Regulatory Capital Matters (Tables)
3 Months Ended
Mar. 31, 2015
Regulatory Capital Matters [Abstract]  
Regulatory capital information
The following table summarizes regulatory capital information as of March 31, 2015 and December 31, 2014 on a consolidated basis and for the subsidiary, as defined.  Regulatory capital ratios for March 31, 2015 were calculated in accordance with the Basel III rules, whereas the December 31, 2014 regulatory ratios were calculated in accordance with the Basel I rules.
 
  
 
 
 
Actual
  
 
 
For Capital
Adequacy Purposes
  
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
 
  
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
As of March 31, 2015
  
             
Total Capital to Risk-Weighted Assets
            
Consolidated
 
$
136,946
   
17.34
%
 
$
63,179
   
8.00
%
  
N/
A
  
N/
A
Colony Bank
  
129,606
   
16.44
   
63,083
   
8.00
  
$
78,854
   
10.00
%
                         
Tier I Capital to Risk-Weighted Assets
                        
Consolidated
  
128,569
   
16.28
   
47,385
   
6.00
   
N/
A
  
N/
A
Colony Bank
  
121,229
   
15.37
   
47,312
   
6.00
   
63,083
   
8.00
 
                         
Common Equity Tier I Capital to Risk-Weighted Assets
                        
Consolidated
  
77,069
   
9.76
   
35,538
   
4.50
   
N/
A
  
N/
A
Colony Bank
  
121,229
   
15.37
   
35,484
   
4.50
   
51,255
   
6.50
 
                         
Tier I Capital to Average Assets
                        
Consolidated
  
128,569
   
11.14
   
46,180
   
4.00
   
N/
A
  
N/
A
Colony Bank
  
121,229
   
10.53
   
46,033
   
4.00
   
57,541
   
5.00
 

 
 
 
 
Actual
 
 
For Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
  
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
As of December 31, 2014
            
             
Total Capital to Risk-Weighted Assets
            
Consolidated
 
$
136,022
   
17.95
%
 
$
60,639
   
8.00
%
  
N/
A
  
N/
A
Colony Bank
  
127,833
   
16.89
   
60,542
   
8.00
  
$
75,678
   
10.00
%
                         
Tier 1 Capital to Risk-Weighted Assets
                        
Consolidated
  
127,220
   
16.78
   
30,320
   
4.00
   
N/
A
  
N/
A
Colony Bank
  
119,031
   
15.73
   
30,271
   
4.00
   
45,407
   
6.00
 
                         
Tier 1 Capital to Average Assets
                        
Consolidated
  
127,220
   
11.18
   
45,509
   
4.00
   
N/
A
  
N/
A
Colony Bank
  
119,031
   
10.50
   
45,364
   
4.00
   
56,705
   
5.00