CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2015	Dec. 31, 2014
Cash and Cash Equivalents
Cash and Due from Banks	$ 20,407	$ 24,473
Federal Funds Sold	0	20,132
Cash and Cash Equivalents	20,407	44,605
Interest-Bearing Deposits	42,312	21,206
Investment Securities
Available for Sale, at Fair Value	279,139	274,594
Held to Maturity, at Cost (Fair Value of $31 and $30, as of March 31, 2015 and December 31, 2014, Respectively)	31	30
Investment Securities	279,170	274,624
Federal Home Loan Bank Stock, at Cost	2,731	2,831
Loans	753,634	746,094
Allowance for Loan Losses	(8,377)	(8,802)
Unearned Interest and Fees	(391)	(362)
Loans, net	744,866	736,930
Premises and Equipment	24,745	24,960
Other Real Estate (Net of Allowance of $3,242 and $3,320 as of March 31, 2015 and December 31, 2014, Respectively)	11,979	10,402
Other Intangible Assets	143	152
Other Assets	30,358	31,188
Total Assets	1,156,711	1,146,898
Deposits
Noninterest-Bearing	128,584	128,340
Interest-Bearing	857,272	850,963
Deposits	985,856	979,303
Borrowed Money
Subordinated Debentures	24,229	24,229
Other Borrowed Money	40,000	40,000
Borrowed Money	64,229	64,229
Other Liabilities	4,263	4,339
Stockholders' Equity
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares	28,000	28,000
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 Shares as of March 31, 2015 and December 31, 2014	8,439	8,439
Paid-In Capital	29,145	29,145
Retained Earnings	39,542	38,288
Accumulated Other Comprehensive (Loss), Net of Tax Benefits	(2,763)	(4,845)
Stockholders' Equity	102,363	99,027
Total Liabilities and Stockholders' Equity	$ 1,156,711	$ 1,146,898