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Allowance for Loan Losses (Details) (USD $)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Changes in allowance for loan losses [Roll Forward]      
Balance, Beginning of Year $ 11,805,986us-gaap_FinancingReceivableAllowanceForCreditLosses $ 12,736,921us-gaap_FinancingReceivableAllowanceForCreditLosses $ 15,649,594us-gaap_FinancingReceivableAllowanceForCreditLosses
Provision for Loan Losses 1,308,000us-gaap_ProvisionForLoanAndLeaseLosses 4,485,000us-gaap_ProvisionForLoanAndLeaseLosses 6,784,767us-gaap_ProvisionForLoanAndLeaseLosses
Loans Charged Off (5,104,491)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs (6,227,716)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs (10,454,175)us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Recoveries of Loans Previously Charged Off 792,821us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery 811,781us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery 756,735us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Balance, End of Year $ 8,802,316us-gaap_FinancingReceivableAllowanceForCreditLosses $ 11,805,986us-gaap_FinancingReceivableAllowanceForCreditLosses $ 12,736,921us-gaap_FinancingReceivableAllowanceForCreditLosses