Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2014

Commitments and Contingencies [Abstract]

Financial instrument outstanding with contract amount representing credit risk

At December 31, 2014 and 2013, the following financial instruments were outstanding whose contract amounts represent credit risk:

	Contract Amount
	2014		2013
Commitments to Extend Credit	$	68,742,000	$	65,688,000
Standby Letters of Credit		1,762,000		1,411,000