Premises and Equipment (Tables)

12 Months Ended

Dec. 31, 2014

Premises and Equipment [Abstract]

Premises and equipment

Premises and equipment are comprised of the following as of December 31:

	2014			2013
Land	$	8,270,678		$	7,790,167
Building		23,894,943			23,832,454
Furniture, Fixtures and Equipment		12,243,988			13,846,579
Leasehold Improvements		990,626			970,346
Construction in Progress		14,090			236,591
		45,414,325			46,676,137
Accumulated Depreciation		(20,453,880	)		(21,799,668	)
	$	24,960,445		$	24,876,469

Future minimum rental payments

Future minimum rental payments as of December 31, 2014 are as follows:

Year Ending December 31	Amount
2015	$	129,457
2016		73,883
2017		38,500
	$	241,840