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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 5,554 $ 3,003
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 1,207 1,172
Provision for Loan Losses 1,308 4,200
Securities Gains (Losses) (1) 2
Amortization and Accretion 979 2,277
Losses on Sale of Other Real Estate and Repossessions 501 796
Provision for Losses on Other Real Estate 605 1,049
Increase in Cash Surrender Value of Life Insurance (431) (178)
Gain on Sale of Premises and Equipment (12) 0
Other Prepaids, Deferrals and Accruals, Net 2,745 2,939
Cash Flow from Operating Activities 12,455 15,260
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (34,062) (78,604)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 27,072 40,794
Held for Maturity 8 8
Proceeds from Sale of Investment Securities Available for Sale 0 36,217
Interest-Bearing Deposits in Other Banks 11,278 17,678
Net Loans to Customers 1,864 (13,442)
Purchase of Premises and Equipment (1,308) (1,089)
Proceeds from Sale of Other Real Estate and Repossessions 6,321 6,514
Proceeds from Sale of Federal Home Loan Bank Stock 333 200
Proceeds from Sale of Fixed Assets 14 0
Purchase of Bank-Owned Life Insurance 0 (10,000)
Cash Flow from Investing Activities 11,520 (1,724)
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits 870 (13,097)
Interest-Bearing Customer Deposits (47,200) (17,126)
Proceeds from Other Borrowed Money 0 (16,500)
Principal Payments on Other Borrowed Money 0 21,500
Net Cash Flows from Financing Activities (46,330) (25,223)
Net Decrease in Cash and Cash Equivalents (22,355) (11,687)
Cash and Cash Equivalents at Beginning of Period 46,187 49,246
Cash and Cash Equivalents at End of Period $ 23,832 $ 37,559