CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income
Loans, Including Fees	$ 10,170	$ 10,303	$ 29,815	$ 31,023
Federal Funds Sold	6	7	23	27
Deposits with Other Banks	9	5	32	21
Investment Securities
U.S. Government Agencies	1,165	880	3,574	2,454
State, County and Municipal	24	30	75	94
Corporate Obligations and Asset-Backed Securities	0	14	0	42
Dividends on Other Investments	26	21	85	59
Interest Income	11,400	11,260	33,604	33,720
Interest Expense
Deposits	1,260	1,361	3,869	4,452
Borrowed Money	402	405	1,275	1,273
Interest Expense	1,662	1,766	5,144	5,725
Net Interest Income	9,738	9,494	28,460	27,995
Provision for Loan Losses	500	1,500	1,308	4,200
Net Interest Income After Provision for Loan Losses	9,238	7,994	27,152	23,795
Noninterest Income
Service Charges on Deposits	1,231	1,236	3,369	3,484
Other Service Charges, Commissions and Fees	622	442	1,842	1,289
Mortgage Fee Income	130	117	311	377
Securities Gains (Losses)	0	0	1	(2)
Other	427	314	1,195	1,211
Noninterest Income	2,410	2,109	6,718	6,359
Noninterest Expenses
Salaries and Employee Benefits	4,432	4,178	13,149	12,496
Occupancy and Equipment	1,049	974	3,069	2,842
Other	3,053	3,336	9,473	10,281
Noninterest Expense	8,534	8,488	25,691	25,619
Income Before Income Taxes	3,114	1,615	8,179	4,535
Income Taxes	1,033	535	2,625	1,532
Net Income	2,081	1,080	5,554	3,003
Preferred Stock Dividends	697	379	2,021	1,124
Net Income Available to Common Stockholders	$ 1,384	$ 701	$ 3,533	$ 1,879
Net Income Per Share of Common Stock
Basic (in dollars per share)	$ 0.16	$ 0.08	$ 0.42	$ 0.22
Diluted (in dollars per share)	$ 0.16	$ 0.08	$ 0.42	$ 0.22
Cash Dividends Declared Per Share of Common Stock (in dollars per share)	$ 0	$ 0	$ 0	$ 0
Weighted Average Basic Shares Outstanding (in shares)	8,439,258	8,439,258	8,439,258	8,439,258
Weighted Average Diluted Shares Outstanding (in shares)	8,439,258	8,439,258	8,439,258	8,439,258