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Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2014
Allowance for Loan Losses [Abstract]  
Allowance for loan losses
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the nine month period ended September 30, 2014 and September 30, 2013.  Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.

September 30, 2014
          
  
Beginning
        
Ending
 
  
Balance
  
Charge-Offs
  
Recoveries
  
Provision
  
Balance
 
           
Commercial and Agricultural
          
Commercial
 
$
1,017
  
$
(453
)
 
$
69
  
$
29
  
$
662
 
Agricultural
  
294
   
-
   
2
   
8
   
304
 
                     
Real Estate
                    
Commercial Construction
  
1,782
   
(1,541
)
  
302
   
499
   
1,042
 
Residential Construction
  
138
   
-
   
-
   
-
   
138
 
Commercial
  
4,379
   
(761
)
  
109
   
522
   
4,249
 
Residential
  
3,278
   
(670
)
  
27
   
150
   
2,785
 
Farmland
  
312
   
(234
)
  
20
   
6
   
104
 
                     
Consumer and Other
                    
Consumer
  
243
   
(274
)
  
64
   
93
   
126
 
Other
  
363
   
-
   
14
   
1
   
378
 
                     
  
$
11,806
  
$
(3,933
)
 
$
607
  
$
1,308
  
$
9,788
 
 
September 30, 2013
          
  
Beginning
        
Ending
 
  
Balance
  
Charge-Offs
  
Recoveries
  
Provision
  
Balance
 
           
Commercial and Agricultural
          
Commercial
 
$
981
  
$
(105
)
 
$
51
  
$
95
  
$
1,022
 
Agricultural
  
296
   
(27
)
  
4
   
24
   
297
 
                     
Real Estate
                    
Commercial Construction
  
1,890
   
(1,779
)
  
193
   
1,601
   
1,905
 
Residential Construction
  
138
   
-
   
-
   
-
   
138
 
Commercial
  
5,163
   
(1,865
)
  
293
   
1,677
   
5,268
 
Residential
  
3,406
   
(535
)
  
28
   
481
   
3,380
 
Farmland
  
291
   
(21
)
  
22
   
19
   
311
 
                     
Consumer and Other
                    
Consumer
  
228
   
(333
)
  
82
   
300
   
277
 
Other
  
344
   
(4
)
  
10
   
3
   
353
 
                     
  
$
12,737
  
$
(4,669
)
 
$
683
  
$
4,200
  
$
12,951
 
Allowance for loan losses, segregated by impairment methodology
The following tables present breakdowns of the allowance for loan losses, segregated by impairment methodology for September 30, 2014 and 2013:

September 30, 2014
            
  
Ending Allowance Balance
  
Ending Loan Balance
 
             
  
Individually
  
Collectively
    
Individually
  
Collectively
   
  
Evaluated for
  
Evaluated for
    
Evaluated for
  
Evaluated for
   
  
Impairment
  
Impairment
  
Total
  
Impairment
  
Impairment
  
Total
 
Commercial and Agricultural
            
Commercial
 
$
99
  
$
563
  
$
662
  
$
100
  
$
46,381
  
$
46,481
 
Agricultural
  
-
   
304
   
304
   
-
   
23,017
   
23,017
 
                         
Real Estate
                        
Commercial Construction
  
59
   
983
   
1,042
   
3,039
   
47,416
   
50,455
 
Residential Construction
  
-
   
138
   
138
   
-
   
9,700
   
9,700
 
Commercial
  
283
   
3,966
   
4,249
   
21,348
   
306,150
   
327,498
 
Residential
  
605
   
2,180
   
2,785
   
5,522
   
198,791
   
204,313
 
Farmland
  
31
   
73
   
104
   
1,009
   
49,392
   
50,401
 
                         
Consumer and Other
                        
Consumer
  
-
   
126
   
126
   
-
   
23,448
   
23,448
 
Other
  
-
   
378
   
378
   
-
   
7,968
   
7,968
 
                         
Total End of Period Balance
 
$
1,077
  
$
8,711
  
$
9,788
  
$
31,018
  
$
712,263
  
$
743,281
 

September 30, 2013
            
  
Ending Allowance Balance
  
Ending Loan Balance
 
             
  
Individually
  
Collectively
    
Individually
  
Collectively
   
  
Evaluated for
  
Evaluated for
    
Evaluated for
  
Evaluated for
   
  
Impairment
  
Impairment
  
Total
  
Impairment
  
Impairment
  
Total
 
Commercial and Agricultural
            
Commercial
 
$
108
  
$
914
  
$
1,022
  
$
1,555
  
$
47,607
  
$
49,162
 
Agricultural
  
-
   
297
   
297
   
-
   
17,613
   
17,613
 
                         
Real Estate
                        
Commercial Construction
  
573
   
1,332
   
1,905
   
7,702
   
37,248
   
44,950
 
Residential Construction
  
-
   
138
   
138
   
-
   
4,680
   
4,680
 
Commercial
  
1,559
   
3,709
   
5,268
   
22,729
   
312,715
   
335,444
 
Residential
  
774
   
2,606
   
3,380
   
6,949
   
200,809
   
207,758
 
Farmland
  
202
   
109
   
311
   
3,583
   
45,705
   
49,288
 
                         
Consumer and Other
                        
Consumer
  
-
   
277
   
277
   
-
   
26,235
   
26,235
 
Other
  
-
   
353
   
353
   
-
   
12,914
   
12,914
 
                         
Total End of Period Balance
 
$
3,216
  
$
9,735
  
$
12,951
  
$
42,518
  
$
705,526
  
$
748,044