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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 3,473 $ 1,923
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 797 777
Provision for Loan Losses 808 2,700
Securities Gains (Losses) (1) 2
Amortization and Accretion 628 1,673
(Gains) Losses on Sale of Other Real Estate and Repossessions 509 540
Provision for Losses on Other Real Estate 245 892
Increase in Cash Surrender Value of Life Insurance (325) (99)
Other Prepaids, Deferrals and Accruals, Net 2,641 2,489
Cash Flow from Operating Activities 8,775 10,897
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (25,034) (74,139)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 16,349 29,601
Held for Maturity 8 8
Proceeds from Sale of Investment Securities Available for Sale 0 36,217
Interest-Bearing Deposits in Other Banks 10,588 8,387
Net Loans to Customers 10,863 (6,107)
Purchase of Premises and Equipment (871) (896)
Proceeds from Sale of Other Real Estate and Repossessions 5,008 4,902
Proceeds from Sale of Federal Home Loan Bank Stock 333 200
Proceeds from Sale of Fixed Assets 3 0
Cash Flow from Investing Activities 17,247 (1,827)
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (504) (12,488)
Interest-Bearing Customer Deposits (38,757) (23,859)
Proceeds from Other Borrowed Money 0 15,500
Principal Payments on Other Borrowed Money 0 (10,500)
Net Cash Flows from Financing Activities (39,261) (31,347)
Net Decrease in Cash and Cash Equivalents (13,239) (22,277)
Cash and Cash Equivalents at Beginning of Period 46,187 49,246
Cash and Cash Equivalents at End of Period $ 32,948 $ 26,969