XML 34 R32.htm IDEA: XBRL DOCUMENT v2.4.0.8
Regulatory Capital Matters (Tables)
6 Months Ended
Jun. 30, 2014
Regulatory Capital Matters [Abstract]  
Regulatory capital information
The following table summarizes regulatory capital information as of June 30, 2014 and December 31, 2013 on a consolidated basis and for the subsidiary, as defined.

 
 
  
  
To Be Well Capitalized
 
 
 
  
For Capital
  
Under Prompt Corrective
 
 
 
Actual
  
Adequacy Purposes
  
Action Provisions
 
 
 
  
  
  
  
  
 
 
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
As of June 30, 2014
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
Total Capital to Risk-Weighted Assets
 
  
  
  
  
  
 
Consolidated
 
$
131,523
   
17.69
%
 
$
59,480
   
8.00
%
 
NA
  
NA
 
Colony Bank
  
134,676
   
18.15
   
59,350
   
8.00
  
$
74,187
   
10.00
%
 
                        
Tier 1 Capital to Risk-Weighted Assets
                        
Consolidated
  
122,215
   
16.44
   
29,740
   
4.00
  
NA
  
NA
 
Colony Bank
  
125,388
   
16.90
   
29,675
   
4.00
   
44,512
   
6.00
 
 
                        
Tier 1 Capital to Average Assets
                        
Consolidated
  
122,215
   
10.80
   
45,274
   
4.00
  
NA
  
NA
 
Colony Bank
  
125,388
   
11.10
   
45,183
   
4.00
   
56,479
   
5.00
 

 
 
  
  
To Be Well Capitalized
 
 
 
  
For Capital
  
Under Prompt Corrective
 
 
 
Actual
  
Adequacy Purposes
  
Action Provisions
 
 
 
  
  
  
  
  
 
 
 
Amount
  
Ratio
  
Amount
  
Ratio
  
Amount
  
Ratio
 
As of December 31, 2013
 
  
  
  
  
  
 
 
 
  
  
  
  
  
 
Total Capital to Risk-Weighted Assets
 
  
  
  
  
  
 
Consolidated
 
$
129,569
   
17.06
%
 
$
60,791
   
8.00
%
 
NA
  
NA
 
Colony Bank
  
131,024
   
17.29
   
60,638
   
8.00
  
$
75,797
   
10.00
%
 
                        
Tier 1 Capital to Risk-Weighted Assets
                        
Consolidated
  
120,048
   
15.81
   
30,396
   
4.00
  
NA
  
NA
 
Colony Bank
  
121,521
   
16.03
   
30,319
   
4.00
   
45,478
   
6.00
 
 
                        
Tier 1 Capital to Average Assets
                        
Consolidated
  
120,048
   
10.57
   
45,419
   
4.00
  
NA
  
NA
 
Colony Bank
  
121,521
   
10.72
   
45,333
   
4.00
   
56,666
   
5.00