CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2014	Dec. 31, 2013
Cash and Cash Equivalents
Cash and Due from Banks	$ 21,867	$ 25,692
Federal Funds Sold	11,081	20,495
Cash and Cash Equivalents	32,948	46,187
Interest-Bearing Deposits	11,372	21,960
Investment Securities
Available for Sale, at Fair Value	276,062	263,258
Held to Maturity, at Cost (Fair Value of $32 and $37, as of June 30, 2014 and December 31, 2013, Respectively)	32	37
Investment Securities	276,094	263,295
Federal Home Loan Bank Stock, at Cost	2,831	3,164
Loans	735,763	751,218
Allowance for Loan Losses	(10,470)	(11,806)
Unearned Interest and Fees	(354)	(360)
Loans, net	724,939	739,052
Premises and Equipment	24,951	24,876
Other Real Estate (Net of Allowance of $2,688 and $3,986 as of June 30, 2014 and December 31, 2013, Respectively)	12,208	15,502
Other Intangible Assets	170	188
Other Assets	32,869	34,327
Total Assets	1,118,382	1,148,551
Deposits
Noninterest-Bearing	114,757	115,261
Interest-Bearing	833,512	872,269
Deposits	948,269	987,530
Borrowed Money
Subordinated Debentures	24,229	24,229
Other Borrowed Money	40,000	40,000
Borrowed Money	64,229	64,229
Other Liabilities	10,674	6,838
Stockholders' Equity
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares	28,000	28,000
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 Shares as of June 30, 2014 and December 31, 2013	8,439	8,439
Paid-In Capital	29,145	29,145
Retained Earnings	35,594	33,445
Accumulated Other Comprehensive (Loss), Net of Tax Benefits	(5,968)	(9,075)
Stockholders' Equity	95,210	89,954
Total Liabilities and Stockholders' Equity	$ 1,118,382	$ 1,148,551