Commitments and Contingencies (Tables)

12 Months Ended

Dec. 31, 2013

Commitments and Contingencies [Abstract]

Financial instrument outstanding with contract amount representing credit risk

At December 31, 2013 and 2012, the following financial instruments were outstanding whose contract amounts represent credit risk:

	Contract Amount
	2013		2012
Commitments to Extend Credit	$	65,688,000	$	64,147,000
Standby Letters of Credit		1,411,000		1,141,000