Deposits (Tables)

12 Months Ended

Dec. 31, 2013

Deposits [Abstract]

Components of interest-bearing deposits

Components of interest-bearing deposits as of December 31 are as follows:

	2013		2012
Interest-Bearing Demand	$	357,290,975	$	314,030,843
Savings		54,094,617		48,777,743
Time, $100,000 and Over		220,672,794		211,244,750
Other Time		240,210,393		281,665,013
	$	872,268,779	$	855,718,349

Scheduled maturities of certificates of deposits

As of December 31, 2013, the scheduled maturities of certificates of deposit are as follows:

Year	Amount
2014	$	322,971,106
2015		69,000,752
2016		37,944,799
2017		12,974,997
2018 and Thereafter		17,991,533
	$	460,883,187