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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 3,003 $ 2,073
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 1,172 1,261
Provision for Loan Losses 4,200 5,627
Securities Gains (Losses) 2 (2,067)
Amortization and Accretion 2,277 3,191
Loss on Sale of Other Real Estate and Repossessions 796 1,313
Provision for Losses on Other Real Estate 1,049 1,259
Increase in Cash Surrender Value of Life Insurance (178) (122)
Other Prepaids, Deferrals and Accruals, Net 2,939 4,877
Cash Flow from Operating Activities 15,260 17,412
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (78,604) (140,618)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 40,794 37,685
Held for Maturity 8 7
Proceeds from Sale of Investment Securities Available for Sale 36,217 161,811
Decrease in Interest-Bearing Deposits in Other Banks 17,678 19,747
Net Loans to Customers (13,442) (22,853)
Purchase of Premises and Equipment (1,089) (723)
Proceeds from Sale of Other Real Estate and Repossessions 6,514 6,691
Proceeds from Sale of Federal Home Loan Bank Stock 200 2,259
Purchase of Bank Owned Life Insurance (10,000) 0
Transfer of Subsidiary 0 14
Cash Flow from Investing Activities (1,724) 64,020
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (13,097) 7,583
Interest-Bearing Customer Deposits (17,126) (66,364)
Principal Payments on Other Borrowed Money (16,500) (41,000)
Proceeds from Other Borrowed Money 21,500 0
Net Cash Flows from Financing Activities (25,223) (99,781)
Net Decrease in Cash and Cash Equivalents (11,687) (18,349)
Cash and Cash Equivalents at Beginning of Period 49,246 83,372
Cash and Cash Equivalents at End of Period $ 37,559 $ 65,023