CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Cash and Cash Equivalents
Cash and Due from Banks	$ 19,033	$ 29,244
Federal Funds Sold	18,526	20,002
Cash and Cash Equivalents	37,559	49,246
Interest-Bearing Deposits	4,117	21,795
Investment Securities
Available for Sale, at Fair Value	257,354	268,301
Held to Maturity, at Cost (Fair Value of $39 and $42, as of September 30, 2013 and December 31, 2012, Respectively)	39	41
Investment Securities	257,393	268,342
Federal Home Loan Bank Stock, at Cost	3,164	3,364
Loans	748,044	747,050
Allowance for Loan Losses	(12,951)	(12,737)
Unearned Interest and Fees	(301)	(234)
Loans, net	734,792	734,079
Premises and Equipment	24,833	24,916
Other Real Estate (Net of Allowance of $4,377 and $4,561 as of September 30, 2013 and December 31, 2012, Respectively)	16,106	15,941
Other Intangible Assets	197	224
Other Assets	34,980	21,490
Total Assets	1,113,141	1,139,397
Deposits
Noninterest-Bearing	110,870	123,967
Interest-Bearing	838,593	855,718
Deposits	949,463	979,685
Borrowed Money
Subordinated Debentures	24,229	24,229
Other Borrowed Money	40,000	35,000
Borrowed Money	64,229	59,229
Other Liabilities	8,634	4,724
Commitments and Contingencies
Stockholders' Equity
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares	27,956	27,827
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 and 8,439,258 Shares as of September 30, 2013 and December 31, 2012, Respectively	8,439	8,439
Paid-In Capital	29,145	29,145
Retained Earnings	32,248	30,498
Accumulated Other Comprehensive (Loss), Net of Tax	(6,973)	(150)
Stockholders' Equity	90,815	95,759
Total Liabilities and Stockholders' Equity	$ 1,113,141	$ 1,139,397