(6)

Deposits

The aggregate amount of overdrawn deposit accounts reclassified as loan balances totaled $374 and $389 as of September 30, 2013 and December 31, 2012.

Components of interest-bearing deposits as of September 30, 2013 and December 31, 2012 are as follows:

	September 30, 2013		December 31, 2012
Interest-Bearing Demand	$	302,748	$	314,031
Savings		54,895		48,777
Time, $100,000 and Over		233,191		211,245
Other Time		247,759		281,665
	$	838,593	$	855,718

At September 30, 2013 and December 31, 2012, the Company had brokered deposits of $32,738 and $28,230, respectively. Of the $32,738 brokered deposits at September 30, 2013, $32,738 represented Certificate of Deposits Account Registry Service (CDARS) reciprocal deposits in which customers placed core deposits into the CDARS program for FDIC insurance coverage and the Company received reciprocal brokered deposits in a like amount. Thus, brokered deposits less the reciprocal deposits totaled $0 at September 30, 2013 and December 31, 2012. The aggregate amount of short-term jumbo certificates of deposit, each with a minimum denomination of $100,000 was approximately $160,055 and $161,531 as of September 30, 2013 and December 31, 2012, respectively.

As of September 30, 2013 and December 31, 2012, the scheduled maturities of certificates of deposits are as follows:

Maturity	September 30, 2013		December 31, 2012
One Year and Under	$	345,194	$	388,484
One to Three Years		105,404		87,464
Three Years and Over		30,352		16,962
	$	480,950	$	492,910