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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2013
Jun. 30, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 1,923 $ 1,301
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 777 830
Provision for Loan Losses 2,700 3,885
Securities Gains (Losses) 2 (880)
Amortization and Accretion 1,673 2,073
Loss on Sale of Other Real Estate and Repossessions 540 396
Provision for Losses on Other Real Estate 892 752
Increase in Cash Surrender Value of Life Insurance (99) (110)
Other Prepaids, Deferrals and Accruals, Net 2,489 3,817
Cash Flow from Operating Activities 10,897 12,064
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (74,139) (76,113)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 29,601 22,989
Held for Maturity 8 7
Proceeds from Sale of Investment Securities Available for Sale 36,217 60,654
Decrease in Interest-Bearing Deposits in Other Banks 8,387 25,588
Net Loans to Customers (6,107) (8,488)
Purchase of Premises and Equipment (896) (553)
Proceeds from Sale of Other Real Estate and Repossessions 4,902 5,697
Federal Home Loan Bank Stock 200 1,239
Cash Flow from Investing Activities (1,827) 31,020
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (12,488) 9,440
Interest-Bearing Customer Deposits (23,859) (37,290)
Principal Payments on Other Borrowed Money (10,500) (36,000)
Proceeds from Other Borrowed Money 15,500 0
Net Cash Flows from Financing Activities (31,347) (63,850)
Net Decrease in Cash and Cash Equivalents (22,277) (20,766)
Cash and Cash Equivalents at Beginning of Period 49,246 83,372
Cash and Cash Equivalents at End of Period $ 26,969 $ 62,606