CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012	Jun. 30, 2013	Jun. 30, 2012
Interest Income
Loans, Including Fees	$ 10,359	$ 10,433	$ 20,720	$ 20,853
Federal Funds Sold	6	30	20	56
Deposits with Other Banks	5	10	16	30
Investment Securities
U.S. Government Agencies	862	1,390	1,574	3,009
State, County and Municipal	31	65	64	131
Corporate Obligations and Asset-Backed Securities	14	25	28	48
Dividends on Other Investments	19	20	38	37
Interest Income	11,296	11,973	22,460	24,164
Interest Expense
Deposits	1,405	2,253	3,091	4,723
Borrowed Money	436	629	868	1,466
Interest Expense	1,841	2,882	3,959	6,189
Net Interest Income	9,455	9,091	18,501	17,975
Provision for Loan Losses	1,200	1,943	2,700	3,885
Net Interest Income After Provision for Loan Losses	8,255	7,148	15,801	14,090
Noninterest Income
Service Charges on Deposits	1,147	814	2,248	1,610
Other Service Charges, Commissions and Fees	443	328	847	747
Mortgage Fee Income	141	112	260	193
Securities Gains (Losses)	6	743	(2)	880
Other	303	377	897	758
Noninterest Income	2,040	2,374	4,250	4,188
Noninterest Expenses
Salaries and Employee Benefits	4,149	3,833	8,318	7,653
Occupancy and Equipment	935	963	1,868	1,901
Other	3,655	3,609	6,945	6,834
Noninterest Expense	8,739	8,405	17,131	16,388
Income Before Income Taxes	1,556	1,117	2,920	1,890
Income Taxes	570	357	997	589
Net Income	986	760	1,923	1,301
Preferred Stock Dividends	375	357	745	709
Net Income Available to Common Stockholders	$ 611	$ 403	$ 1,178	$ 592
Net Income Per Share of Common Stock
Basic (in dollars per share)	$ 0.07	$ 0.05	$ 0.14	$ 0.07
Diluted (in dollars per share)	$ 0.07	$ 0.05	$ 0.14	$ 0.07
Cash Dividends Declared Per Share of Common Stock (in dollars per share)	$ 0	$ 0	$ 0	$ 0
Weighted Average Basic Shares Outstanding (in shares)	8,439,258	8,439,258	8,439,258	8,439,258
Weighted Average Diluted Shares Outstanding (in shares)	8,439,258	8,439,258	8,439,258	8,439,258