CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Cash and Cash Equivalents
Cash and Due from Banks	$ 17,051	$ 29,244
Federal Funds Sold	9,918	20,002
Cash and Cash Equivalents	26,969	49,246
Interest-Bearing Deposits	13,408	21,795
Investment Securities
Available for Sale, at Fair Value	267,131	268,301
Held to Maturity, at Cost (Fair Value of $38 and $42, as of June 30, 2013 and December 31, 2012, Respectively)	38	41
Investment Securities	267,169	268,342
Federal Home Loan Bank Stock, at Cost	3,164	3,364
Loans	744,143	747,050
Allowance for Loan Losses	(12,957)	(12,737)
Unearned Interest and Fees	(266)	(234)
Loans, net	730,920	734,079
Premises and Equipment	25,035	24,916
Other Real Estate (Net of Allowance of $4,274 and $4,561 as of June 30, 2013 and December 31, 2012, Respectively)	16,128	15,941
Other Intangible Assets	206	224
Other Assets	23,455	21,490
Total Assets	1,106,454	1,139,397
Deposits
Noninterest-Bearing	111,478	123,967
Interest-Bearing	831,859	855,718
Deposits	943,337	979,685
Borrowed Money
Subordinated Debentures	24,229	24,229
Other Borrowed Money	40,000	35,000
Borrowed Money	64,229	59,229
Other Liabilities	7,148	4,724
Commitments and Contingencies
Stockholders' Equity
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares	27,912	27,827
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 and 8,439,258 Shares as of June 30, 2013 and December 31, 2012, Respectively	8,439	8,439
Paid-In Capital	29,145	29,145
Retained Earnings	31,590	30,498
Accumulated Other Comprehensive (Loss), Net of Tax	(5,346)	(150)
Stockholders' Equity	91,740	95,759
Total Liabilities and Stockholders' Equity	$ 1,106,454	$ 1,139,397