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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 937 $ 541
Adjustments to Reconcile Net Income to Net Cash Provided from Operating Activities    
Depreciation 387 402
Provision for Loan Losses 1,500 1,942
Securities (Gains) Losses 8 (137)
Amortization and Accretion 939 1,016
(Gain) Loss on Sale of Other Real Estate and Repossessions (94) 121
Provision for Losses on Other Real Estate 500 350
Increase in Cash Surrender Value of Life Insurance (53) (62)
Other Prepaids, Deferrals and Accruals, Net 1,176 2,175
Cash Flow from Operating Activities 5,300 6,348
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (68,394) (46,858)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities    
Available for Sale 15,764 10,709
Proceeds from Sale of Investment Securities Available for Sale 30,418 6,082
Decrease in Interest-Bearing Deposits in Other Banks 13,089 906
Net Loans to Customers 3,474 4,815
Purchase of Premises and Equipment (541) (424)
Proceeds from Sale of Other Real Estate and Repossessions 2,129 2,346
Proceeds from Sale of FHLB Stock 200 0
Cash Flow from Investing Activities (3,861) (22,424)
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (2,046) 11,204
Interest-Bearing Customer Deposits (24,065) (17,175)
Proceeds (Payments) from Other Borrowed Money 5,000 (13,500)
Net Cash Flows from Financing Activities (21,111) (19,471)
Net Decrease in Cash and Cash Equivalents (19,672) (35,547)
Cash and Cash Equivalents, Beginning 49,246 83,372
Cash and Cash Equivalents, Ending $ 29,574 $ 47,825