CONSOLIDATED BALANCE SHEETS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Cash and Cash Equivalents
Cash and Due from Banks	$ 18,608	$ 29,244
Federal Funds Sold	10,966	20,002
Cash and Cash Equivalents	29,574	49,246
Interest-Bearing Deposits	8,706	21,795
Investment Securities
Available for Sale, at Fair Value	288,249	268,301
Held to Maturity, at Cost (Fair Value of $43 and $42, as of March 31, 2013 and December 31, 2012, Respectively)	43	41
Investment Securities	288,292	268,342
Federal Home Loan Bank Stock, at Cost	3,164	3,364
Loans	736,820	747,050
Allowance for Loan Losses	(12,930)	(12,737)
Unearned Interest and Fees	(239)	(234)
Loans, net	723,651	734,079
Premises and Equipment	25,071	24,916
Other Real Estate (Net of Allowance of $4,917 and $4,561 as of March 31, 2013 and December 31, 2012, Respectively)	18,771	15,941
Other Intangible Assets	215	224
Other Assets	21,421	21,490
Total Assets	1,118,865	1,139,397
Deposits
Noninterest-Bearing	121,921	123,967
Interest-Bearing	831,654	855,718
Deposits	953,575	979,685
Borrowed Money
Subordinated Debentures	24,229	24,229
Other Borrowed Money	40,000	35,000
Borrowed Money	64,229	59,229
Other Liabilities	5,624	4,724
Commitments and Contingencies
Stockholders' Equity
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares	27,870	27,827
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 and 8,439,258 Shares as of March 31, 2013 and December 31, 2012, Respectively	8,439	8,439
Paid-In Capital	29,145	29,145
Retained Earnings	31,022	30,498
Accumulated Other Comprehensive (Loss), Net of Tax	(1,039)	(150)
Stockholders' Equity	95,437	95,759
Total Liabilities and Stockholders' Equity	$ 1,118,865	$ 1,139,397