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Allowance for Loan Losses (Details) (USD $)
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Allowance for loan losses by portfolio [Roll Forward]      
Balance, Beginning of Year $ 15,649,594 $ 28,280,077 $ 31,400,641
Provision for Loan Losses 6,784,767 8,250,000 13,350,000
Loans Charged Off (10,454,175) (22,850,673) (17,622,454)
Recoveries of Loans Previously Charged Off 756,735 1,970,190 1,151,890
Balance, End of Year $ 12,736,921 $ 15,649,594 $ 28,280,077