Deposits (Tables)

12 Months Ended

Dec. 31, 2012

Deposits [Abstract]

Components of interest-bearing deposits

Components of interest-bearing deposits as of December 31 are as follows:

	2012		2011
Interest-Bearing Demand	$	314,030,843	$	284,870,972
Savings		48,777,743		41,230,662
Time, $100,000 and Over		211,244,750		247,589,188
Other Time		281,665,013		332,025,539
	$	855,718,349	$	905,716,361

Scheduled maturities of certificates of deposits

As of December 31, 2012, the scheduled maturities of certificates of deposit are as follows:

Year	Amount
2013	$	388,484,260
2014		59,082,678
2015		28,380,949
2016		8,169,838
2017 and Thereafter		8,792,038
	$	492,909,763