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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 2,073 $ 2,153
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 1,261 1,389
Provision for Loan Losses 5,627 6,000
Securities Gains (2,067) (1,945)
Amortization and Accretion 3,191 2,538
Loss on Sale of Other Real Estate and Repossessions 1,313 996
Provision for Losses on Other Real Estate 1,259 481
Increase in Cash Surrender Value of Life Insurance (122) (120)
Other Prepaids, Deferrals and Accruals, Net 4,877 1,995
Gain on Sale of Equipment 0 2
Cash Flow from Operating Activities 17,412 13,489
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchase of Investment Securities Available for Sale (140,618) (286,202)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities    
Available for Sale 37,685 31,268
Held for Maturity 7 6
Proceeds from Sale of Investment Securities Available for Sale 161,811 251,044
Decrease in Interest-Bearing Deposits in Other Banks 19,747 46,318
Net Loans to Customers (22,853) 45,342
Purchase of Premises and Equipment (723) (267)
Proceeds from Sale of Other Real Estate and Repossessions 6,691 7,593
Federal Home Loan Bank Stock 2,259 490
Proceeds from Sale of Premises and Equipment 0 2
Transfer of Subsidiary 14 0
Cash Flow from Investing Activities 64,020 95,594
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits 7,583 (14,468)
Interest-Bearing Customer Deposits (66,364) (96,300)
Securities Sold Under Agreements to Repurchase 0 (20,000)
Dividends Paid on Preferred Stock 0 (1,050)
Principal Payments on Other Borrowed Money (41,000) (4,076)
Net Cash Flows from Financing Activities (99,781) (135,894)
Net Decrease in Cash and Cash Equivalents (18,349) (26,811)
Cash and Cash Equivalents at Beginning of Period 83,372 54,149
Cash and Cash Equivalents at End of Period $ 65,023 $ 27,338