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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 1,301 $ 1,595
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 830 927
Provision for Loan Losses 3,885 3,750
Securities Gains (880) (1,132)
Amortization and Accretion 2,073 1,686
Loss on Sale of Other Real Estate and Repossessions 396 453
Provision for Losses on Other Real Estate 752 648
Increase in Cash Surrender Value of Life Insurance (110) (108)
Other Prepaids, Deferrals and Accruals, Net 3,817 1,587
Gain on Sale of Equipment 0 (2)
Cash Flow from Operating Activities 12,064 9,404
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchase of Investment Securities Available for Sale (76,113) (185,192)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 22,989 21,924
Held for Maturity 7 6
Proceeds from Sale of Investment Securities Available for Sale 60,654 154,560
Decrease in Interest-Bearing Deposits in Other Banks 25,588 22,103
Net Loans to Customers (8,488) 32,007
Purchase of Premises and Equipment (553) (173)
Proceeds from Sale of Other Real Estate and Repossessions 5,697 4,081
Federal Home Loan Bank Stock 1,239 329
Proceeds from Sale of Premises and Equipment 0 2
Cash Flow from Investing Activities 31,020 49,647
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits 9,440 (10,378)
Interest-Bearing Customer Deposits (37,290) (46,540)
Securities Sold Under Agreements to Repurchase 0 (20,000)
Dividends Paid on Preferred Stock 0 (700)
Principal Payments on Other Borrowed Money (36,000) (4,076)
Net Cash Flows from Financing Activities (63,850) (81,694)
Net Decrease in Cash and Cash Equivalents (20,766) (22,643)
Cash and Cash Equivalents at Beginning of Period 83,372 54,149
Cash and Cash Equivalents at End of Period $ 62,606 $ 31,506