CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Interest Income
Loans, Including Fees	$ 10,433	$ 11,135	$ 20,853	$ 22,703
Federal Funds Sold	30	38	56	72
Deposits with Other Banks	10	8	30	26
Investment Securities
U. S. Government Agencies	1,390	1,851	3,009	3,694
State, County and Municipal	65	29	131	58
Corporate Obligations and Asset-Backed Securities	25	22	48	45
Dividends on Other Investments	20	12	37	24
Interest Income	11,973	13,095	24,164	26,622
Interest Expense
Deposits	2,253	3,450	4,723	7,104
Federal Funds Purchased	0	171	0	338
Borrowed Money	629	893	1,466	1,781
Interest Expense	2,882	4,514	6,189	9,223
Net Interest Income	9,091	8,581	17,975	17,399
Provision for Loan Losses	1,943	2,250	3,885	3,750
Net Interest Income After Provision for Loan Losses	7,148	6,331	14,090	13,649
Noninterest Income
Service Charges on Deposits	814	800	1,610	1,556
Other Service Charges, Commissions and Fees	328	330	747	645
Mortgage Fee Income	112	42	193	104
Securities Gains	743	736	880	1,132
Other	377	763	758	1,338
Noninterest Income	2,374	2,671	4,188	4,775
Noninterest Expenses
Salaries and Employee Benefits	3,833	3,570	7,653	7,139
Occupancy and Equipment	963	1,028	1,901	2,044
Other	3,609	3,620	6,834	6,974
Noninterest Expense	8,405	8,218	16,388	16,157
Income Before Income Taxes	1,117	784	1,890	2,267
Income Taxes (Benefits)	357	245	589	672
Net Income	760	539	1,301	1,595
Preferred Stock Dividends	357	350	709	700
Net Income Available to Common Stockholders	$ 403	$ 189	$ 592	$ 895
Net Income Per Share of Common Stock
Basic (in dollars per share)	$ 0.05	$ 0.02	$ 0.07	$ 0.11
Diluted (in dollars per share)	$ 0.05	$ 0.02	$ 0.07	$ 0.11
Cash Dividends Declared Per Share of Common Stock (in dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00
Weighted Average Basic Shares Outstanding (in shares)	8,439,258	8,441,712	8,439,258	8,440,466
Weighted Average Diluted Shares Outstanding (in shares)	8,439,258	8,441,712	8,439,258	8,440,466