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CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)
In Thousands, unless otherwise specified
Jun. 30, 2012
Dec. 31, 2011
Cash and Cash Equivalents    
Cash and Due from Banks $ 21,770 $ 28,380
Federal Funds Sold 40,836 54,992
Cash and Cash Equivalents 62,606 83,372
Interest-Bearing Deposits 3,369 28,957
Investment Securities    
Available for Sale, at Fair Value 294,945 303,891
Held to Maturity, at Cost (Fair Value of $45 and $46, as of June 30, 2012 and December 31, 2011, Respectively) 44 46
Investment Securities 294,989 303,937
Federal Home Loan Bank Stock, at Cost 4,159 5,398
Loans 716,361 716,321
Allowance for Loan Losses (15,293) (15,650)
Unearned Interest and Fees (151) (57)
Loans, net 700,917 700,614
Premises and Equipment 25,474 25,750
Other Real Estate 17,915 20,445
Other Intangible Assets 241 259
Other Assets 23,500 26,644
Total Assets 1,133,170 1,195,376
Deposits    
Noninterest-Bearing 103,709 94,269
Interest-Bearing 868,426 905,716
Deposits 972,135 999,985
Borrowed Money    
Subordinated Debentures 24,229 24,229
Other Borrowed Money 35,000 71,000
Borrowed Money 59,229 95,229
Other Liabilities 4,797 3,549
Commitments and Contingencies      
Stockholders' Equity    
Preferred Stock, Stated Value $1,000 a Share; Authorized 10,000,000 Shares, Issued 28,000 Shares 27,744 27,663
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,439,258 and 8,439,258 Shares as of June 30, 2012 and December 31, 2011, Respectively 8,439 8,439
Paid-In Capital 29,145 29,145
Retained Earnings 29,967 29,456
Accumulated Other Comprehensive Income, Net of Tax 1,714 1,910
Stockholders' Equity 97,009 96,613
Total Liabilities and Stockholders' Equity $ 1,133,170 $ 1,195,376