(7)

Deposits

The aggregate amount of overdrawn deposit accounts reclassified as loan balances totaled $275 and $250 as of June 30, 2012 and December 31, 2011.

Components of interest-bearing deposits as of June 30, 2012 and December 31, 2011 are as follows:

	June 30, 2012		December 31, 2011
Interest-Bearing Demand	$	278,889	$	284,871
Savings		45,907		41,231
Time, $100,000 and Over		238,457		247,589
Other Time		305,173		332,025
	$	868,426	$	905,716

At June 30, 2012 and December 31, 2011, the Company had brokered deposits of $32,905 and $28,158 respectively. Of the $32,905 brokered deposits at June 30, 2012, $32,905 represented Certificate of Deposits Account Registry Service (CDARS) reciprocal deposits in which customers placed core deposits into the CDARS program for FDIC insurance coverage and the Company received reciprocal brokered deposits in a like amount. Thus, brokered deposits less the reciprocal deposits totaled $0 at June 30, 2012. The aggregate amount of short-term jumbo certificates of deposit, each with a minimum denomination of $100,000 was approximately $204,304 and $190,877 as of June 30, 2012 and December 31, 2011, respectively.

As of June 30, 2012 and December 31, 2011, the scheduled maturities of certificates of deposits are as follows:

Maturity	June 30, 2012		December 31, 2011
One Year and Under	$	460,765	$	428,603
One to Three Years		65,534		137,619
Three Years and Over		17,331		13,392
	$	543,630	$	579,614