CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
Interest Income
Loans, Including Fees	$ 10,420	$ 11,568
Federal Funds Sold	26	34
Deposits with Other Banks	20	18
Investment Securities
U. S. Government Agencies	1,619	1,843
State, County and Municipal	66	29
Corporate Obligations and Asset-Backed Securities	23	23
Dividends on Other Investments	17	12
Interest Income	12,191	13,527
Interest Expense
Deposits	2,470	3,654
Federal Funds Purchased	0	167
Borrowed Money	837	888
Interest Expense	3,307	4,709
Net Interest Income	8,884	8,818
Provision for Loan Losses	1,942	1,500
Net Interest Income After Provision for Loan Losses	6,942	7,318
Noninterest Income
Service Charges on Deposits	796	756
Other Service Charges, Commissions and Fees	419	315
Mortgage Fee Income	81	62
Securities Gains	137	396
Other	381	575
Noninterest Income	1,814	2,104
Noninterest Expenses
Salaries and Employee Benefits	3,820	3,569
Occupancy and Equipment	938	1,016
Other	3,225	3,354
Noninterest Expense	7,983	7,939
Income Before Income Taxes	773	1,483
Income Taxes	232	427
Net Income	541	1,056
Preferred Stock Dividends	352	350
Net Income Available to Common Stockholders	$ 189	$ 706
Net Income Per Share of Common Stock
Basic (in dollars per share)	$ 0.02	$ 0.08
Diluted (in dollars per share)	$ 0.02	$ 0.08
Cash Dividends Declared Per Share of Common Stock (in dollars per share)	$ 0.00	$ 0.00
Weighted Average Basic Shares Outstanding (in shares)	8,439,258	8,439,220
Weighted Average Diluted Shares Outstanding (in shares)	8,439,258	8,439,220