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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands
9 Months Ended
Sep. 30, 2011
Sep. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES  
Net Income$ 2,153$ 171
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:  
Depreciation1,3891,631
Provision for Loan Losses6,00010,850
Securities Gains(1,945)(1,800)
Amortization and Accretion2,5382,982
Loss on Sale of Other Real Estate and Repossessions9961,691
Unrealized Loss on Other Real Estate481824
(Increase) Decrease in Cash Surrender Value of Life Insurance(120)1
Other Prepaids, Deferrals and Accruals, Net1,9956,255
Gain on Sale of Property and Equipment22
Cash Flow from Operating Activites13,48922,607
CASH FLOWS FROM INVESTING ACTIVITIES  
Purchases of Investment Securities Available for Sale(286,202)(250,973)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:  
Available for Sale31,26838,636
Held to Maturity68
Proceeds from Sale of Investment Securities:  
Available for Sale251,044211,597
(Increase) Decrease in Interest-Bearing Deposits in Other Banks46,318(14,806)
Decrease in Net Loans to Customers45,34254,488
Purchase of Premises and Equipment(267)(384)
Proceeds from Sale of Other Real Estate and Repossessions7,5938,794
Federal Home Loan Bank Stock49045
Proceeds from Sale of Premises and Equipment20
Cash Flow from Investing Activities95,59447,405
CASH FLOWS FROM FINANCING ACTIVITIES  
Noninterest-Bearing Customer Deposits(14,468)(8,103)
Interest-Bearing Customer Deposits(96,300)(44,265)
Securities Sold Under Agreements to Repurchase(20,000)(15,000)
Dividends Paid On Preferred Stock(1,050)(1,050)
Proceeds from Issuance of Common Stock05,078
Principal Payments on Other Borrowed Money(4,076)(39,000)
Proceeds from Other Borrowed Money019,000
Proceeds from Secured Borrowings05,469
Cash Flows from Financing Activities(135,894)(77,871)
Net (Decrease) in Cash and Cash Equivalents(26,811)(7,859)
Cash and Cash Equivalents at Beginning of Period54,14942,429
Cash and Cash Equivalents at End of Period$ 27,338$ 34,570