CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) (USD $) In Thousands, except Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest Income
Loans, Including Fees	$ 10,920	$ 12,899	$ 33,623	$ 39,370
Federal Funds Sold	19	28	91	68
Deposits with Other Banks	11	10	37	27
Investment Securities
U.S. Government Agencies	1,703	1,448	5,397	5,119
State, County and Municipal	44	26	102	74
Corporate Obligations and Asset-Backed Securities	23	23	68	113
Dividends on Other Investments	12	7	36	15
Interest Income	12,732	14,441	39,354	44,786
Interest Expense
Deposits	3,124	4,309	10,228	13,179
Federal Funds Purchased	0	182	338	549
Borrowed Money	865	888	2,646	2,722
Interest Income	3,989	5,379	13,212	16,450
Net Interest Income	8,743	9,062	26,142	28,336
Provision for Loan Losses	2,250	4,200	6,000	10,850
Net Interest Income After Provision for Loan Losses	6,493	4,862	20,142	17,486
Noninterest Income
Service Charges on Deposits	835	879	2,391	2,722
Other Service Charges, Commissions and Fees	296	291	941	849
Mortgage Fee Income	57	89	161	229
Securities Gains	813	922	1,945	1,800
Other	422	483	1,760	1,623
Noninterest Income	2,423	2,664	7,198	7,223
Noninterest Expenses
Salaries and Employee Benefits	3,639	3,474	10,778	10,538
Occupancy and Equipment	1,040	1,149	3,084	3,355
Other	3,411	4,492	10,385	11,231
Noninterest Expenses	8,090	9,115	24,247	25,124
Income (Loss) Before Income Taxes	826	(1,589)	3,093	(415)
Income Taxes (Benefits)	268	(555)	940	(586)
Net Income (Loss)	558	(1,034)	2,153	171
Preferred Stock Dividends	350	350	1,050	1,050
Net Income (Loss) Available to Common Stockholders	$ 208	$ (1,384)	$ 1,103	$ (879)
Net Income (Loss) Per Share of Common Stock
Basic (in dollars per share)	$ 0.02	$ (0.16)	$ 0.13	$ (0.11)
Diluted (in dollars per share)	$ 0.02	$ (0.16)	$ 0.13	$ (0.11)
Cash Dividends Declared Per Share of Common Stock (in dollars per share)	$ 0.00	$ 0.00	$ 0.00	$ 0.00
Weighted Average Basic Shares Outstanding (in shares)	8,442,278	8,447,855	8,441,070	8,049,267
Weighted Average Diluted Shares Outstanding (in shares)	8,442,278	8,447,855	8,441,070	8,049,267