CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
Cash and Cash Equivalents
Cash and Due from Banks	$ 16,777	$ 16,613
Federal Funds Sold	10,561	32,536
Securities Purchased Under Agreement to Resell	0	5,000
Cash and Cash Equivalents	27,338	54,149
Interest-Bearing Deposits	4,409	50,727
Investment Securities
Available for Sale, at Fair Value	313,119	303,838
Held to Maturity, at Cost (Fair Value of $48 and $53, as of September 30, 2011 and December 31, 2010, Respectively)	49	48
Investment Securities	313,168	303,886
Federal Home Loan Bank Stock, at Cost	5,573	6,063
Loans	740,999	813,250
Allowance for Loan Losses	(16,910)	(28,280)
Unearned Interest and Fees	(59)	(61)
Loans, net	724,030	784,909
Premises and Equipment	26,024	27,148
Other Real Estate	20,662	20,208
Other Intangible Assets	268	295
Other Assets	24,511	28,273
Total Assets	1,145,983	1,275,658
Deposits
Noninterest-Bearing	88,491	102,959
Interest-Bearing	859,865	956,165
Deposits	948,356	1,059,124
Borrowed Money
Securities Sold Under Agreements to Repurchase	0	20,000
Subordinated Debentures	24,229	24,229
Other Borrowed Money	71,000	75,076
Borrowed Money	95,229	119,305
Other Liabilities	4,467	4,271
Commitments and Contingencies
Stockholders' Equity
Preferred Stock, Par Value $1,000 a share; Authorized 10,000,000 Shares, Issued 28,000 Shares	27,623	27,506
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,442,258 and 8,442,958 Shares as of September 30, 2011 and December 31, 2010, Respectively	8,442	8,443
Paid-In Capital	29,166	29,171
Retained Earnings	29,466	28,479
Restricted Stock - Unearned Compensation	(10)	(41)
Accumulated Other Comprehensive Income (Loss), Net of Tax	3,244	(600)
Stockholder's Equity	97,931	92,958
Total Liabilities and Stockholders' Equity	$ 1,145,983	$ 1,275,658