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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $)
In Thousands
6 Months Ended
Jun. 30, 2011
Jun. 30, 2010
CASH FLOWS FROM OPERATING ACTIVITIES    
Net Income $ 1,595 $ 1,205
Adjustments to Reconcile Net Income to Net Cash Provided by Operating Activities:    
Depreciation 927 1,088
Provision for Loan Losses 3,750 6,650
Securities Gains (1,132) (878)
Amortization and Accretion 1,686 1,996
Loss on Sale of Other Real Estate and Repossessions 453 449
Unrealized Loss on Other Real Estate 648 441
(Increase) Decrease in Cash Surrender Value of Life Insurance (108) 13
Other Prepaids, Deferrals and Accruals, Net 1,587 5,992
Gain on Sale of Equipment (2) 0
Cash Flow from Operating Activities 9,404 16,956
CASH FLOWS FROM INVESTING ACTIVITIES    
Purchases of Investment Securities Available for Sale (185,192) (179,428)
Proceeds from Maturities, Calls, and Paydowns of Investment Securities:    
Available for Sale 21,924 24,642
Held to Maturity 6 8
Proceeds from Sale of Investment Securities    
Available for Sale 154,560 136,572
(Increase) Decrease in Interest-Bearing Deposits in Other Banks 22,103 (10,749)
Decrease in Net Loans to Customers 32,007 58,538
Purchase of Premises and Equipment (173) (261)
Proceeds from Sale of Other Real Estate and Repossessions 4,081 4,286
Federal Home Loan Bank Stock 329 0
Proceeds from Sale of Premises and Equipment 2 0
Cash Flow from Investing Activities 49,647 33,608
CASH FLOWS FROM FINANCING ACTIVITIES    
Noninterest-Bearing Customer Deposits (10,378) (6,793)
Interest-Bearing Customer Deposits (46,540) (42,428)
Securities Sold Under Agreements to Repurchase (20,000) (15,000)
Dividends Paid On Preferred Stock (700) (700)
Proceeds from Issuance of Common Stock 0 5,078
Principal Payments on Other Borrowed Money (4,076) (20,000)
Proceeds from Other Borrowed Money 0 19,000
Proceeds from Secured Borrowings 0 1,667
Cash Flows from Financing Activities (81,694) (59,176)
Net Increase in Cash and Cash Equivalents (22,643) (8,612)
Cash and Cash Equivalents at Beginning of Period 54,149 42,429
Cash and Cash Equivalents at End of Period $ 31,506 $ 33,817