CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $) In Thousands	Jun. 30, 2011	Dec. 31, 2010
Cash and Cash Equivalents
Cash and Due from Banks	$ 16,506	$ 16,613
Federal Funds Sold	10,000	32,536
Securities Purchased Under Agreement to Resell	5,000	5,000
Cash and Cash Equivalents	31,506	54,149
Interest-Bearing Deposits	28,624	50,727
Investment Securities
Available for Sale, at Fair Value	314,713	303,838
Held to Maturity, at Cost (Fair Value of $46 and $53, as of June 30, 2011 and December 31, 2010, Respectively)	47	48
Investment Securities	314,760	303,886
Federal Home Loan Bank Stock, at Cost	5,735	6,063
Loans	759,110	813,250
Allowance for Loan Losses	(15,394)	(28,280)
Unearned Interest and Fees	(60)	(61)
Loans, Net	743,656	784,909
Premises and Equipment	26,393	27,148
Other Real Estate	20,545	20,208
Other Intangible Assets	277	295
Other Assets	26,077	28,273
Total Assets	1,197,573	1,275,658
Deposits
Noninterest-Bearing	92,582	102,959
Interest-Bearing	909,625	956,165
Deposits	1,002,207	1,059,124
Borrowed Money
Securities Sold Under Agreements to Repurchase	0	20,000
Subordinated Debentures	24,229	24,229
Other Borrowed Money	71,000	75,076
Borrowed Money	95,229	119,305
Other Liabilities	4,545	4,271
Stockholders' Equity
Preferred Stock, No Par Value; Authorized 10,000,000 Shares, Issued 28,000 Shares	27,583	27,506
Common Stock, Par Value $1 a Share; Authorized 20,000,000 Shares, Issued 8,442,958 and 8,442,958 Shares as of June 30, 2011 and December 31, 2010, Respectively	8,443	8,443
Paid-In Capital	29,171	29,171
Retained Earnings	29,297	28,479
Restricted Stock - Unearned Compensation	(20)	(41)
Accumulated Other Comprehensive Income (Loss), Net of Tax	1,118	(600)
Stockholder's Equity	95,592	92,958
Total Liabilities and Stockholders' Equity	$ 1,197,573	$ 1,275,658