Regulatory Capital Matters (Tables)

3 Months Ended

Mar. 31, 2024

Banking And Thrift Disclosure [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following tables summarize regulatory capital information as of March 31, 2024 and December 31, 2023 on a consolidated basis and for the subsidiary, as defined.  Regulatory capital ratios for March 31, 2024 and December 31, 2023 were calculated in accordance with the Basel III rules.

(dollars in thousands)	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of March 31, 2024
Total Capital to Risk-Weighted Assets
Consolidated	$	337,131	15.79	%	$	170,807	8.00	%	$	213,509	10.00	%
Colony Bank	304,814		14.31		170,406		8.00		213,008		10.00
Tier 1 Capital to Risk-Weighted Assets
Consolidated	278,310		13.04		128,057		6.00		170,742		8.00
Colony Bank	284,732		13.37		127,778		6.00		170,371		8.00
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated	254,081		11.90		96,081		4.50		138,784		6.50
Colony Bank	284,732		13.37		95,834		4.50		138,426		6.50
Tier 1 Capital to Average Assets
Consolidated	278,310		9.19		121,136		4.00		151,420		5.00
Colony Bank	284,732		9.43		120,777		4.00		150,971		5.00

(dollars in thousands)	Actual				For Capital Adequacy Purposes				To Be Well Capitalized Under Prompt Corrective Action Provisions
	Amount		Ratio		Amount		Ratio		Amount		Ratio
As of December 31, 2023
Total Capital to Risk-Weighted Assets
Consolidated	$	337,159	15.47	%	$	174,355	8.00	%	$	217,944	10.00	%
Colony Bank	300,497		13.85		173,572		8.00		216,965		10.00
Tier 1 Capital to Risk-Weighted Assets
Consolidated	278,196		12.77		130,711		6.00		174,281		8.00
Colony Bank	280,751		12.94		130,178		6.00		173,571		8.00
Common Equity Tier 1 Capital to Risk-Weighted Assets
Consolidated	253,967		11.66		98,015		4.50		141,577		6.50
Colony Bank	280,751		12.94		97,634		4.50		141,026		6.50
Tier 1 Capital to Average Assets
Consolidated	278,196		9.17		121,350		4.00		151,688		5.00
Colony Bank	280,751		9.28		121,013		4.00		151,267		5.00