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Loans (Tables)
 6 Months Ended
Jun. 30, 2023
Receivables [Abstract]  
Schedule of Loans Segregated by Class
The following table presents the composition of loans segregated by class of loans, as of June 30, 2023 and December 31, 2022.
(dollars in thousands)June 30, 2023December 31, 2022
Construction, land & land development$249,423 $229,435 
Other commercial real estate979,509 975,447 
Total commercial real estate1,228,932 1,204,882 
Residential real estate325,407 290,054 
Commercial, financial & agricultural 243,458 223,923 
Consumer and other41,045 18,247 
Total Loans$1,838,842 $1,737,106 
The following table presents the composition of government guaranteed loans segregated by class of loans for each respective period.
(dollars in thousands)June 30, 2023December 31, 2022
Construction, land & land development$6,547 $5,888 
Other commercial real estate35,790 32,642 
Total commercial real estate42,337 38,530 
Residential real estate10,479 8,036 
Commercial, financial & agricultural 16,354 11,787 
Consumer and other— — 
Total Loans$69,170 $58,353 
Schedule of Loan Portfolio by Credit Quality Indicators The following table presents the loan portfolio segregated by class of loans and the risk category of term loans by vintage year, which is the year of origination or most recent renewal, as of June 30, 2023. Those loans with a risk grade of 1, 2, 3, 4 and 5 have been combined in the pass column for presentation purposes. There were no loans with a risk rating of "doubtful" or "loss" at June 30, 2023.
Term Loans Amortized Cost Basis by Origination Year
(dollars in thousands)20232022202120202019PriorRevolversRevolvers converted to term loansTotal
June 30, 2023
Construction, land & land development
Risk rating
Pass$56,347 $141,352 $32,510 $8,976 $1,056 $6,009 $2,356 $— $248,606 
Special Mention— — 26 — — 221 — — 247 
Substandard— 457 5 — 22 86 — — 570 
Total Construction, land & land development56,347 141,809 32,541 8,976 1,078 6,316 2,356 — 249,423 
  Current period gross write offs$— $— $— $— $— $— $— $— $— 
Other commercial real estate
Risk rating
Pass35,163 322,788 219,126 95,923 88,754 165,797 25,534 1,098 954,183 
Special Mention— 2,593 2,932 2,147 4,992 6,708 — — 19,372 
Substandard— 2,691 246 — — 2,999 18 — 5,954 
Total Other commercial real estate35,163 328,072 222,304 98,070 93,746 175,504 25,552 1,098 979,509 
Current period gross write offs— — — — — — — — — 
Residential real estate
Risk rating
Pass34,275 120,066 54,196 23,780 9,493 47,899 21,413 75 311,197 
Special Mention551 445 143 56 788 4,945 98 — 7,026 
Substandard— 1,023 472 156 290 5,243 — — 7,184 
Total Residential real estate34,826 121,534 54,811 23,992 10,571 58,087 21,511 75 325,407 
Current period gross write offs— — — — — — — — — 
Commercial, financial & agricultural
Risk rating
Pass42,930 61,342 27,271 15,496 5,942 15,754 67,300 136 236,171 
Special Mention200 267 165 374 23 62 731 — 1,822 
Substandard— 89 4,827 137 34 269 98 11 5,465 
Total Commercial, financial & agricultural43,130 61,698 32,263 16,007 5,999 16,085 68,129 147 243,458 
Current period gross write offs— 200 182 — — 61 — — 443 
Consumer and other
Risk rating
Pass28,570 5,287 2,697 1,733 1,127 1,078 370 — 40,862 
Special Mention— 10 48 6 24 3 — — 91 
Substandard16 36 4 22 1 13 — — 92 
Total Consumer and other28,586 5,333 2,749 1,761 1,152 1,094 370 — 41,045 
Current period gross write offs— — — 3 — — — — 3 
Total Loans
Risk rating
Pass197,286 650,835 335,799 145,907 106,372 236,537 116,974 1,310 1,791,020 
Special Mention751 3,315 3,312 2,583 5,827 11,938 829 — 28,555 
Substandard16 4,298 5,554 316 346 8,610 116 11 19,267 
Total Loans$198,053 $658,448 $344,665 $148,806 $112,545 $257,085 $117,919 $1,321 $1,838,842 
Total current period gross write offs$— $200 $182 $3 $— $61 $— $— $446 
The following table presents the loan portfolio by credit quality indicator (risk grade) as of December 31, 2022. Those loans with a risk grade of 1, 2, 3, 4 and 5 have been combined
in the pass column for presentation purposes. There were no loans with a risk rating of "doubtful" or "loss" at December 31, 2022.
(dollars in thousands)Special
December 31, 2022PassMentionSubstandardTotal
Construction, land & land development$228,494 $290 $651 $229,435 
Other commercial real estate951,126 17,562 6,759 975,447 
Total commercial real estate1,179,620 17,852 7,410 1,204,882 
Residential real estate277,930 6,574 5,550 290,054 
Commercial, financial & agricultural220,908 885 2,130 223,923 
Consumer and other18,157 54 $36 18,247 
Total Loans$1,696,615 $25,365 $15,126 $1,737,106 
Summary of Age Analysis of Past Due Loans The following table presents the aging of the amortized cost basis of loans by aging category and accrual status as of June 30, 2023 and December 31, 2022:
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
June 30, 2023
Construction, land & land development$189 $— $189 $93 $249,141 $249,423 
Other commercial real estate362 — 362 2,233 976,914 979,509 
Total commercial real estate551 — 551 2,326 1,226,055 1,228,932 
Residential real estate1,643 — 1,643 4,275 319,489 325,407 
Commercial, financial & agricultural301 — 301 4,443 238,714 243,458 
Consumer and other120 — 120 41 40,884 41,045 
Total Loans$2,615 $— $2,615 $11,085 $1,825,142 $1,838,842 
December 31, 2022
Construction, land & land development$— $— $— $149 $229,286 $229,435 
Other commercial real estate395 — 395 1,509 973,543 975,447 
Total commercial real estate395 — 395 1,658 1,202,829 1,204,882 
Residential real estate882 — 882 2,686 286,486 290,054 
Commercial, financial & agricultural476 — 476 1,341 222,106 223,923 
Consumer and other40 — 40 21 18,186 18,247 
Total Loans$1,793 $— $1,793 $5,706 $1,729,607 $1,737,106 
Summary of Nonaccrual Loans
The following table is a summary of the Company's nonaccrual loans by major categories for the periods indicated.
June 30, 2023
(dollars in thousands)Nonaccrual Loans with No Related ACLNonaccrual Loans with a Related ACLTotal Nonaccrual Loans
Construction, land & land development$32 $61 $93 
Other commercial real estate1,344 889 2,233 
Total commercial real estate1,376 950 2,326 
Residential real estate1,400 2,875 4,275 
Commercial, financial & agricultural3,484 959 4,443 
Consumer and other— 41 41 
Total Loans$6,260 $4,825 $11,085 
Summary of Impaired Loan Data The following table details impaired loan data, including purchased credit impaired loans, as of December 31, 2022.
December 31, 2022
(dollars in thousands)Unpaid
Contractual
Principal
Balance		Recorded InvestmentRelated
Allowance		Average
Recorded
Investment
With No Related Allowance Recorded
Construction, land & land development$40 $40 $— $10 
Other commercial real estate3,754 3,754 — 5,311 
Residential real estate62 62 — 570 
Commercial, financial & agricultural— — — 306 
Consumer and other— — — 1 
3,856 3,856 — 6,198 
With An Allowance Recorded
Construction, land & land development474 474 44 177 
Other commercial real estate— — — 503 
Residential real estate— — — 588 
Commercial, financial & agricultural— — — 369 
Consumer and other— — — — 
474 474 44 1,637 
Purchased Credit Impaired Loans
Construction, land & land development— — — — 
Other commercial real estate798 798 33 760 
Residential real estate— — — 13 
Commercial, financial & agricultural— — — — 
Consumer and other— — — 65 
798 798 33 838 
Total
Construction, land & land development514 514 44 187 
Other commercial real estate4,552 4,552 33 6,574 
Residential real estate62 62 — 1,171 
Commercial, financial & agricultural— — — 675 
Consumer and other— — — 66 
$5,128 $5,128 $77 $8,673