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ALLOWANCE FOR LOAN LOSSES
12 Months Ended
Dec. 31, 2022
Receivables [Abstract]  
ALLOWANCE FOR LOAN LOSSES ALLOWANCE FOR LOAN LOSSES
 
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2022. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories. 
 
(dollars in thousands)Construction,
land and land
development
Other
commercial
real estate
Residential
real estate
Commercial,
financial &
agricultural
Consumer and
other
Total
Year ended December 31, 2022      
Beginning balance$1,127 $7,691 $1,805 $1,083 $1,204 $12,910 
Charge-offs— (58)(48)(314)(60)(480)
Recoveries25 85 50 139 29 328 
Provision807 1,168 547 1,801 (953)3,370 
Ending balance$1,959 $8,886 $2,354 $2,709 $220 $16,128 
Period-end amount allocated to:
Individually evaluated for impairment$44 $— $— $— $— $44 
Collectively evaluated for impairment1,915 8,853 2,354 2,709 220 16,051 
Purchase credit impaired— 33 — — — 33 
Ending balance$1,959 $8,886 $2,354 $2,709 $220 $16,128 
Loans:
Loans individually evaluated for impairment$514 $3,754 $62 $— $— $4,330 
Loans collectively evaluated for impairment228,921 970,895 289,992 223,923 18,247 1,731,978 
Purchased credit impaired— 798 — — — 798 
Ending balance$229,435 $975,447 $290,054 $223,923 $18,247 $1,737,106 
 
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2021. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.
 
(dollars in thousands)Construction,
land and land
development
Other
commercial
real estate
Residential
real estate
Commercial,
financial &
agricultural
Consumer and
other
Total
Year ended December 31, 2021      
Beginning balance$1,013 $6,880 $2,278 $1,713 $243 $12,127 
Charge-offs— (568)(3)(274)(68)(913)
Recoveries466 118 274 91 47 996 
Provision(352)1,261 (744)(447)982 700 
Ending balance$1,127 $7,691 $1,805 $1,083 $1,204 $12,910 
Period-end amount allocated to:
Individually evaluated for impairment$— $148 $108 $— $— $256 
Collectively evaluated for impairment1,127 7,525 1,691 1,083 1,108 12,534 
Purchase credit impaired— 18 — 96 120 
Ending balance$1,127 $7,691 $1,805 $1,083 $1,204 $12,910 
Loans:      
Loans individually evaluated for impairment$62 $6,852 $1,770 $75 $— $8,759 
Loans collectively evaluated for impairment165,384 778,624 210,757 153,973 18,491 1,327,229 
Purchase credit impaired— 1,916 — — 73 1,989 
Ending balance$165,446 $787,392 $212,527 $154,048 $18,564 $1,337,977