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Loans (Tables)
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
The following table presents the composition of loans segregated by legacy and purchased loans and by class of loans, as of December 31, 2021 and 2020. Purchased loans are defined as loans that were acquired in bank acquisitions.
 
 
 December 31, 2021
(dollars in thousands)Legacy LoansPurchased LoansTotal
Construction, land & land development$119,953 $45,493 $165,446 
Other commercial real estate595,739 191,653 787,392 
Total commercial real estate715,692 237,146 952,838 
Residential real estate159,469 53,058 212,527 
Commercial, financial, & agricultural(*)
113,040 41,008 154,048 
Consumer & other16,003 2,561 18,564 
Total loans$1,004,204 $333,773 $1,337,977 
 
 December 31, 2020
(dollars in thousands)Legacy LoansPurchased LoansTotal
Construction, land & land development$109,577 $11,516 $121,093 
Other commercial real estate477,445 42,946 520,391 
Total commercial real estate587,022 54,462 641,484 
Residential real estate167,714 15,307 183,021 
Commercial, financial, & agricultural(*)200,800 12,580 213,380 
Consumer & other19,037 2,581 21,618 
Total loans$974,573 $84,930 $1,059,503 
(*) Includes $9.0 million and $101.1 million in PPP loans as of December 31, 2021 and 2020, respectively.
Schedule of Financing Receivable Credit Quality Indicators
The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2021. Those loans with a risk grade of 1, 2, 3, 4, and 5 have been combined in the pass column for presentation purposes. For the periods ending December 31, 2021, the Company did not have any loans classified as “doubtful” or a “loss”.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$116,524 $3,154 $275 $119,953 
Other commercial real estate527,227 60,719 7,793 595,739 
Total commercial real estate643,751 63,873 8,068 715,692 
Residential real estate148,507 5,733 5,229 159,469 
Commercial, financial, & agricultural100,282 11,460 1,298 113,040 
Consumer & other15,787 78 138 16,003 
Total loans$908,327 $81,144 $14,733 $1,004,204 
The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2021.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$45,432 $— $61 $45,493 
Other commercial real estate186,905 3,518 1,230 191,653 
Total commercial real estate232,337 3,518 1,291 237,146 
Residential real estate49,875 563 2,620 53,058 
Commercial, financial, & agricultural40,711 — 297 41,008 
Consumer & other2,558 3 — 2,561 
Total loans$325,481 $4,084 $4,208 $333,773 
The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2020. Those loans with a risk grade of 1, 2, 3 or 4 have been combined in the pass column for presentation purposes. For the periods ending December 31, 2020, the Company did not have any loans classified as “doubtful” or a “loss”.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$99,430 $2,940 $7,207 $109,577 
Other commercial real estate430,515 33,579 13,351 477,445 
Total commercial real estate529,945 36,519 20,558 587,022 
Residential real estate157,927 3,855 5,932 167,714 
Commercial, financial, & agricultural196,749 2,870 1,181 200,800 
Consumer & other18,734 124 179 19,037 
Total loans$903,355 $43,368 $27,850 $974,573 

The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2020.
 
(dollars in thousands)PassSpecialSubstandardTotal Loans
Construction, land & land development$11,275 $241 $— $11,516 
Other commercial real estate40,825 53 2,068 42,946 
Total commercial real estate52,100 294 2,068 54,462 
Residential real estate14,909 312 86 15,307 
Commercial, financial, & agricultural10,198 1,803 579 12,580 
Consumer & other2,364 25 192 2,581 
Total loans$79,571 $2,434 $2,925 $84,930 
Schedule of Age Analysis of Past Due Loans and Nonaccrual Loans
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2021:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$6 $— $6 $— $119,947 $119,953 
Other commercial real estate349 — 349 577 594,813 595,739 
Total commercial real estate355 — 355 577 714,760 715,692 
Residential real estate421 — 421 2,641 156,407 159,469 
Commercial, financial, & agricultural69 — 69 708 112,263 113,040 
Consumer & other93 — 93 26 15,884 16,003 
Total loans$938 $— $938 $3,952 $999,314 $1,004,204 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2021:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$2,680 $— $2,680 $31 $42,782 $45,493 
Other commercial real estate— — — 260 191,393 191,653 
Total commercial real estate2,680 — 2,680 291 234,175 237,146 
Residential real estate560 — 560 1,198 51,300 53,058 
Commercial, financial, & agricultural389 — 389 — 40,619 41,008 
Consumer & other— — — 8 2,553 2,561 
Total loans$3,629 $— $3,629 $1,497 $328,647 $333,773 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2020:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$1,314 $— $1,314 $80 $108,183 $109,577 
Other commercial real estate229 — 229 2,545 474,671 477,445 
Total commercial real estate1,543 — 1,543 2,625 582,854 587,022 
Residential real estate667 — 667 2,873 164,174 167,714 
Commercial, financial, & agricultural150 — 150 1,010 199,640 200,800 
Consumer & other48 — 48 102 18,887 19,037 
Total loans$2,408 $— $2,408 $6,610 $965,555 $974,573 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2020:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$— $— $— $117 $11,399 $11,516 
Other commercial real estate544 — 544 2,068 40,334 42,946 
Total commercial real estate544 — 544 2,185 51,733 54,462 
Residential real estate15 — 15 85 15,207 15,307 
Commercial, financial, & agricultural125 — 125 55 12,400 12,580 
Consumer & other— — — 193 2,388 2,581 
Total loans$684 $— $684 $2,518 $81,728 $84,930 
Schedule of Impaired Loans
The following table details impaired loan data, including purchased credit impaired loans, as of December 31, 2021:
 
(dollars in thousands)Unpaid
Contractual
Principal
Balance		Recorded
investment		Related
allowance		Average
Recorded
Investment
With No Related Allowance Recorded    
Construction, land & land development$62 $62 $— $4,311 
Other commercial real estate7,203 6,369 — 8,113 
Residential real estate958 997 — 1,083 
Commercial, financial & agricultural75 75 — 56 
Consumer & other— — — — 
Total Impaired Loans with no Allowance8,298 7,503 — 13,563 
With An Allowance Recorded
Construction, land & land development— — — — 
Other commercial real estate430 483 148 4,429 
Residential real estate685 773 108 1,029 
Commercial, financial & agricultural— — — 79 
Consumer & other— — — 1 
Total Impaired Loans with Allowance1,115 1,256 256 5,538 
Purchased Credit Impaired Loans
Construction, land & land development— — — 51 
Other commercial real estate2,003 1,916 18 802 
Residential real estate4 — 6 7 
Commercial, financial & agricultural— — — 35 
Consumer & other192 73 96 72 
Total Purchased Credit Impaired Loans2,199 1,989 120 967 
Total
Construction, land & land development62 62 — 4,362 
Other commercial real estate9,636 8,768 166 13,344 
Residential real estate1,647 1,770 114 2,119 
Commercial, financial & agricultural75 75 — 170 
Consumer & other192 73 96 73 
 $11,612 $10,748 $376 $20,068 
The following table details impaired loan data as of December 31, 2020, including purchased credit impaired loans.
 
(dollars in thousands)Unpaid
Contractual
Principal
Balance		Recorded
Investment		Related
Allowance		Average
Recorded
Investment
With No Related    
Allowance Recorded    
Construction, land & land development$6,969 $6,982 $— $2,841 
Other commercial real estate11,978 11,105 — 12,190 
Residential real estate1,140 1,122 — 2,142 
Commercial, financial & agricultural42 40 — 203 
Consumer & other— — — — 
 20,129 19,249 — 17,376 
With An Allowance Recorded
Construction, land & land development— — — — 
Other commercial real estate6,292 6,325 1,436 5,945 
Residential real estate1,274 1,230 226 703 
Commercial, financial & agricultural310 310 263 1,118 
Consumer & other— — — — 
 7,876 7,865 1,925 7,766 
Purchase credit impaired
Construction, land & land development118 94 — 96 
Other commercial real estate— — — 63 
Residential real estate14 11 4 13 
Commercial, financial & agricultural55 46 — 49 
Consumer & other192 96 81 113 
379 247 85 334 
Total
Construction, land & land development7,087 7,076 — 2,937 
Other commercial real estate18,270 17,430 1,436 18,198 
Residential real estate2,428 2,363 230 2,858 
Commercial, financial & agricultural407 396 263 1,370 
Consumer & other192 96 81 113 
 $28,384 $27,361 $2,010 $25,476