Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2021

Receivables [Abstract]

Segregated by Class of Loan

The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the three and nine month periods ended September 30, 2021 and September 30, 2020. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.

(dollars in thousands)	Construction, land and land development		Other commercial real estate		Residential real estate		Commercial, financial & agricultural		Consumer and other		Total
Three Months Ended September 30, 2021
Beginning Balance	$	1,125	$	7,277	$	2,273	$	1,773	$	423	$	12,871
Charge-offs	—		(531)		—		(209)		(3)		(743)
Recoveries	363		14		143		66		13		599
Provision	(439)		540		(126)		203		(28)		150
Ending balance	$	1,049	$	7,300	$	2,290	$	1,833	$	405	$	12,877
Nine Months Ended September 30, 2021
Beginning Balance	$	1,013	$	6,880	$	2,278	$	1,713	$	243	$	12,127
Charge-offs	—		(568)		—		(225)		(44)		(837)
Recoveries	448		108		254		83		44		937
Provision	(412)		880		(242)		262		162		650
Ending balance	$	1,049	$	7,300	$	2,290	$	1,833	$	405	$	12,877
Period end amount allocated to
Individually evaluated for impairment	$	—	$	880	$	113	$	—	$	—	$	993
Collectively evaluated for impairment	1,049		6,394		2,169		1,829		309		11,750
Purchase credit impaired	—		26		8		4		96		134
Ending Balance	$	1,049	$	7,300	$	2,290	$	1,833	$	405	$	12,877
Loans
Individually evaluated for impairment	$	61	$	11,266	$	1,972	$	80	$	—	$	13,379
Collectively evaluated for impairment	152,930		740,516		216,244		166,101		19,688		1,295,479
Purchase credit impaired	—		851		8		47		96		1,002
Ending balance	$	152,991	$	752,633	$	218,224	$	166,228	$	19,784	$	1,309,860

(dollars in thousands)	Construction, land and land development		Other commercial real estate		Residential real estate		Commercial, financial & agricultural		Consumer and other		Total
Three Months Ended September 30, 2020
Beginning Balance	$	759	$	5,711	$	1,631	$	1,913	$	275	$	10,289
Charge-offs	—		(226)		(144)		(153)		(36)		(559)
Recoveries	6		3		120		1		54		184
Provision	199		127		317		346		117		1,106
Ending balance	$	964	$	5,615	$	1,924	$	2,107	$	410	$	11,020
Nine Months Ended September 30, 2020
Beginning Balance	$	215	$	3,908	$	980	$	1,657	$	103	$	6,863
Charge-offs	(4)		(226)		(159)		(221)		(846)		(1,456)
Recoveries	31		29		130		21		140		351
Provision	722		1,904		973		650		1,013		5,262
Ending balance	$	964	$	5,615	$	1,924	$	2,107	$	410	$	11,020
December 31, 2020
Period end amount allocated to
Individually evaluated for impairment	$	—	$	1,436	$	226	$	263	$	—	$	1,925
Collectively evaluated for impairment	1,013		5,444		2,048		1,450		162		10,117
Purchase credit impaired	—		—		4		—		81		85
Ending Balance	$	1,013	$	6,880	$	2,278	$	1,713	$	243	$	12,127
Loans
Individually evaluated for impairment	$	6,982	$	17,430	$	2,352	$	350	$	—	$	27,114
Collectively evaluated for impairment	114,017		502,961		180,658		212,984		21,522		1,032,142
Purchase credit impaired	94		—		11		46		96		247
Ending Balance	$	121,093	$	520,391	$	183,021	$	213,380	$	21,618	$	1,059,503