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Loans (Tables)
 12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable
The following table presents the composition of loans segregated by legacy and purchased loans and by class of loans, as of December 31, 2020 and 2019. Purchased loans are defined as loans that were acquired in bank acquisitions.
 
 
 December 31, 2020
(dollars in thousands)Legacy LoansPurchased LoansTotal
Construction, land & land development$109,577 $11,516 $121,093 
Other commercial real estate477,445 42,946 520,391 
Total commercial real estate587,022 54,462 641,484 
Residential real estate167,714 15,307 183,021 
Commercial, financial, & agricultural(*)
200,800 12,580 213,380 
Consumer & other19,037 2,581 21,618 
Total loans$974,573 $84,930 $1,059,503 
 
 December 31, 2019
(dollars in thousands)Legacy LoansPurchased LoansTotal
Construction, land & land development$83,036 $13,061 $96,097 
Other commercial real estate481,943 58,296 540,239 
Total commercial real estate564,979 71,357 636,336 
Residential real estate171,341 23,455 194,796 
Commercial, financial, & agricultural91,535 22,825 114,360 
Consumer & other19,245 4,077 23,322 
Total loans$847,100 $121,714 $968,814 
(*) Includes $101.1 million in PPP loans as of December 31, 2020.
Schedule of Financing Receivable Credit Quality Indicators
The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2020. Those loans with a risk grade of 1, 2, 3 or 4 have been combined in the pass column for presentation purposes. For the periods ending December 31, 2020, the Company did not have any loans classified as “doubtful” or a “loss”.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$99,430 $2,940 $7,207 $109,577 
Other commercial real estate430,515 33,579 13,351 477,445 
Total commercial real estate529,945 36,519 20,558 587,022 
Residential real estate157,927 3,855 5,932 167,714 
Commercial, financial, & agricultural196,749 2,870 1,181 200,800 
Consumer & other18,734 124 179 19,037 
Total loans$903,355 $43,368 $27,850 $974,573 
The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2020.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$11,275 $241 $— $11,516 
Other commercial real estate40,825 53 2,068 42,946 
Total commercial real estate52,100 294 2,068 54,462 
Residential real estate14,909 312 86 15,307 
Commercial, financial, & agricultural10,198 1,803 579 12,580 
Consumer & other2,364 25 192 2,581 
Total loans$79,571 $2,434 $2,925 $84,930 
The following tables present the loan portfolio, excluding purchased loans, by credit quality indicator (risk grade) as of December 31, 2019. Those loans with a risk grade of 1, 2, 3 or 4 have been combined in the pass column for presentation purposes. For the periods ending December 31, 2019, the Company did not have any loans classified as “doubtful” or a “loss”.
 
(dollars in thousands)PassSpecial
Mention		SubstandardTotal Loans
Construction, land & land development$82,322 $445 $269 $83,036 
Other commercial real estate459,064 13,438 9,441 481,943 
Total commercial real estate541,386 13,883 9,710 564,979 
Residential real estate159,194 4,632 7,515 171,341 
Commercial, financial, & agricultural86,558 1,973 3,004 91,535 
Consumer & other18,883 148 214 19,245 
Total loans$806,021 $20,636 $20,443 $847,100 

The following table presents the purchased loan portfolio by credit quality indicator (risk grade) as of December 31, 2019.
 
(dollars in thousands)PassSpecialSubstandardTotal Loans
Construction, land & land development$12,996 $— $65 $13,061 
Other commercial real estate57,881 381 34 58,296 
Total commercial real estate70,877 381 99 71,357 
Residential real estate23,097 249 109 23,455 
Commercial, financial, & agricultural19,443 2,949 433 22,825 
Consumer & other4,077 — — 4,077 
Total loans$117,494 $3,579 $641 $121,714 
Schedule of Age Analysis of Past Due Loans and Nonaccrual Loans
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2020:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$1,314 $— $1,314 $80 $108,183 $109,577 
Other commercial real estate229 — 229 2,545 474,671 477,445 
Total commercial real estate1,543 — 1,543 2,625 582,854 587,022 
Residential real estate667 — 667 2,873 164,174 167,714 
Commercial, financial, & agricultural150 — 150 1,010 199,640 200,800 
Consumer & other48 — 48 102 18,887 19,037 
Total loans$2,408 $— $2,408 $6,610 $965,555 $974,573 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2020:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$— $— $— $117 $11,399 $11,516 
Other commercial real estate544 — 544 2,068 40,334 42,946 
Total commercial real estate544 — 544 2,185 51,733 54,462 
Residential real estate15 — 15 85 15,207 15,307 
Commercial, financial, & agricultural125 — 125 55 12,400 12,580 
Consumer & other— — — 193 2,388 2,581 
Total loans$684 $— $684 $2,518 $81,728 $84,930 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, excluding purchased loans, as of December 31, 2019:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$50 $— $50 $32 $82,954 $83,036 
Other commercial real estate335 — 335 3,738 477,870 481,943 
Total commercial real estate385 — 385 3,770 560,824 564,979 
Residential real estate1,296 — 1,296 3,643 166,402 171,341 
Commercial, financial, & agricultural212 — 212 1,628 89,695 91,535 
Consumer & other21 — 21 138 19,086 19,245 
Total loans$1,914 $— $1,914 $9,179 $836,007 $847,100 
The following table represents an age analysis of past due loans and nonaccrual loans, segregated by class of loans, for purchased loans, as of December 31, 2019:
 
 Accruing Loans   
(dollars in thousands)30-89 Days
Past Due		90 Days
or More
Past Due		Total Accruing
Loans Past Due		Nonaccrual
Loans		Current LoansTotal Loans
Construction, land & land development$— $— $— $96 $12,965 $13,061 
Other commercial real estate83 — 83 34 58,179 58,296 
Total commercial real estate83 — 83 130 71,144 71,357 
Residential real estate57 — 57 85 23,313 23,455 
Commercial, financial, & agricultural553 — 553 433 21,839 22,825 
Consumer & other8 — 8 — 4,069 4,077 
Total loans$701 $— $701 $648 $120,365 $121,714 
Schedule of Impaired Loans
The following table details impaired loan data, including purchased credit impaired loans, as of December 31, 2020:
 
(dollars in thousands)Unpaid
Contractual
Principal
Balance		Recorded
investment		Related
allowance		Average
Recorded
Investment
With No Related Allowance Recorded    
Construction, land & land development$6,969 $6,982 $— $2,841 
Other commercial real estate11,978 11,105 — 12,190 
Residential real estate1,140 1,122 — 2,142 
Commercial, financial & agricultural42 40 — 203 
Consumer & other— — — — 
Total Impaired Loans with no Allowance20,129 19,249 — 17,376 
With An Allowance Recorded
Construction, land & land development— — — — 
Other commercial real estate6,292 6,325 1,436 5,945 
Residential real estate1,274 1,230 226 703 
Commercial, financial & agricultural310 310 263 1,118 
Consumer & other— — — — 
Total Impaired Loans with Allowance7,876 7,865 1,925 7,766 
Purchased Credit Impaired Loans
Construction, land & land development118 94 — 96 
Other commercial real estate— — — 63 
Residential real estate14 11 4 13 
Commercial, financial & agricultural55 46 — 49 
Consumer & other192 96 81 113 
Total Purchased Credit Impaired Loans379 247 85 334 
Total
Construction, land & land development7,087 7,076 — 2,937 
Other commercial real estate18,270 17,430 1,436 18,198 
Residential real estate2,428 2,363 230 2,858 
Commercial, financial & agricultural407 396 263 1,370 
Consumer & other192 96 81 113 
 $28,384 $27,361 $2,010 $25,476 
The following table details impaired loan data as of December 31, 2019, including purchased credit impaired loans.
 
(dollars in thousands)Unpaid
Contractual
Principal
Balance		Recorded
Investment		Related
Allowance		Average
Recorded
Investment
With No Related    
Allowance Recorded    
Construction, land & land development$67 $67 $— $168 
Other commercial real estate12,455 11,639 — 13,924 
Residential real estate2,706 2,711 — 3,693 
Commercial, financial & agricultural257 257 — 910 
Consumer & other— — — 123 
 15,485 14,674 — 18,818 
With An Allowance Recorded
Construction, land & land development— — — 80 
Other commercial real estate6,379 6,385 1,939 3,898 
Residential real estate757 760 137 367 
Commercial, financial & agricultural2,189 1,989 1,073 722 
Consumer & other— — — — 
 9,325 9,134 3,149 5,067 
Purchase credit impaired
Construction, land & land development65 65 — 80 
Other commercial real estate34 34 — 35 
Residential real estate11 11 6 24 
Commercial, financial & agricultural37 37 — 47 
Consumer & other— — — — 
147 147 6 186 
Total
Construction, land & land development132 132 — 328 
Other commercial real estate18,868 18,058 1,939 17,857 
Residential real estate3,474 3,482 143 4,084 
Commercial, financial & agricultural2,483 2,283 1,073 1,679 
Consumer & other— — — 123 
 $24,957 $23,955 $3,155 $24,071