Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2020	Dec. 31, 2019
Assets
Cash and due from banks	$ 17,218	$ 15,570
Fed Funds sold and interest-bearing deposits in banks	166,288	88,522
Cash and cash equivalents	183,506	104,092
Investment securities available for sale	380,814	347,332
Other investments, at cost	3,296	4,288
Loans held for sale	52,386	10,076
Loans	1,059,503	968,814
Allowance for loan losses	(12,127)	(6,863)
Net loans	1,047,376	961,951
Premises and equipment	32,057	32,482
Other real estate owned	1,006	1,320
Goodwill	15,992	16,477
Other intangible assets	2,271	3,056
Bank-owned life insurance	31,547	21,629
Deferred income taxes, net	134	1,505
Other assets	13,589	11,105
Total assets	1,763,974	1,515,313
Liabilities and stockholders’ equity
Noninterest-bearing	326,999	232,635
Interest-bearing	1,118,028	1,061,107
Total deposits	1,445,027	1,293,742
Federal Home Loan Bank advances	22,500	47,000
Paycheck Protection Program Liquidity Facility	106,789	0
Other borrowed money	37,792	38,792
Other liabilities	7,378	5,273
Total liabilities	1,619,486	1,384,807
Commitments and Contingencies (Note 15)
Stockholders’ equity
Preferred stock, stated value $1,000; 10,000,000 shares authorized, 0 shares issued and outstanding as of December 31, 2020 and 2019	0	0
Common stock, par value $1; 20,000,000 shares authorized, 9,498,783 shares issued and outstanding as of December 31, 2020 and 2019	9,499	9,499
Paid-in capital	43,215	43,667
Retained earnings	84,993	76,978
Accumulated other comprehensive income, net of tax	6,781	362
Total stockholders’ equity	144,488	130,506
Total liabilities and stockholders’ equity	$ 1,763,974	$ 1,515,313