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Allowance for Loan Losses
12 Months Ended
Dec. 31, 2020
Receivables [Abstract]  
ALLOWANCE FOR LOAN LOSSES ALLOWANCE FOR LOAN LOSSES
 
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2020. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories. 
 
(dollars in thousands)Construction,
land and land
development
Other
commercial
real estate
Residential
real estate
Commercial,
financial, &
agricultural
Consumer and
other
Total
Year ended December 31, 2020      
Beginning balance$215 $3,908 $980 $1,657 $103 $6,863 
Charge-offs(4)(226)(206)(242)(1,103)(1,781)
Recoveries45 153 142 43 104 487 
Provision757 3,045 1,362 255 1,139 6,558 
Ending balance$1,013 $6,880 $2,278 $1,713 $243 $12,127 
Period-end amount allocated to:
Individually evaluated for impairment$— $1,436 $226 $263 $— $1,925 
Collectively evaluated for impairment1,013 5,444 2,048 1,450 162 10,117 
Purchase credit impaired— — — 81 85 
Ending balance$1,013 $6,880 $2,278 $1,713 $243 $12,127 
Loans:
Loans individually evaluated for impairment$6,982 $17,430 $2,352 $350 $— $27,114 
Loans collectively evaluated for impairment114,017 502,961 180,658 212,984 21,522 1,032,142 
Purchased credit impaired94 — 11 46 96 247 
Ending balance$121,093 $520,391 $183,021 $213,380 $21,618 $1,059,503 
 
The following tables detail activity in the allowance for loan losses, segregated by class of loan, for the year ended December 31, 2019. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other loan categories and periodically may result in reallocation within the provision categories.
 
(dollars in thousands)Construction,
land and land
development
Other
commercial
real estate
Residential
real estate
Commercial,
financial, &
agricultural
Consumer and
other
Total
Year ended December 31, 2019      
Beginning balance$131 $5,251 $1,181 $618 $96 $7,277 
Charge-offs(29)(119)(758)(403)(784)(2,093)
Recoveries82 218 174 36 65 575 
Provision31 (1,442)383 1,406 726 1,104 
Ending balance$215 $3,908 $980 $1,657 $103 $6,863 
Period-end amount allocated to:
Individually evaluated for impairment$— $1,939 $137 $1,073 $— $3,149 
Collectively evaluated for impairment215 1,969 837 584 103 3,708 
Purchase credit impaired— — — — 
Ending balance$215 $3,908 $980 $1,657 $103 $6,863 
Loans:      
Loans individually evaluated for impairment$67 $18,024 $3,471 $2,246 $— $23,808 
Loans collectively evaluated for impairment95,965 522,181 191,314 112,077 23,322 944,859 
Purchase credit impaired65 34 11 37 — 147 
Ending balance$96,097 $540,239 $194,796 $114,360 $23,322 $968,814