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Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2020
Banking And Thrift Disclosure [Abstract]  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations
The following table summarizes regulatory capital information as of September 30, 2020 and December 31, 2019 on a consolidated basis and for the subsidiary, as defined.  Regulatory capital ratios for September 30, 2020 and December 31, 2019 were calculated in accordance with the Basel III rules.
(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of September 30, 2020
Total Capital to Risk-Weighted Assets
Consolidated$168,270 15.29 %$88,042 8.00 %N/AN/A
Colony Bank158,046 14.35 88,109 8.00 $110,137 10.00 %
Tier I Capital to Risk-Weighted Assets
Consolidated157,250 14.29 66,025 6.00 N/AN/A
Colony Bank147,026 13.35 66,079 6.00 88,105 8.00 
Common Equity Tier I Capital to Risk-Weighted Assets
Consolidated133,750 12.16 49,496 4.50 N/AN/A
Colony Bank147,026 13.35 49,559 4.50 71,586 6.50 
Tier I Capital to Average Assets
Consolidated157,250 10.17 61,849 4.00 N/AN/A
Colony Bank147,026 9.66 60,880 4.00 76,100 5.00 

(dollars in thousands)ActualFor Capital
Adequacy Purposes
To Be Well
Capitalized Under
Prompt Corrective
Action Provisions
AmountRatioAmountRatioAmountRatio
As of December 31, 2019
Total Capital to Risk-Weighted Assets
Consolidated$140,973 13.17 %$85,661 8.00 %N/AN/A
Colony Bank151,444 14.19 85,407 8.00 $106,758 10.00 %
Tier I Capital to Risk-Weighted Assets
Consolidated134,110 12.52 64,246 6.00 N/AN/A
Colony Bank144,581 13.54 64,055 6.00 8,547 8.00 
Common Equity Tier I Capital to Risk-Weighted Assets
Consolidated110,610 10.33 48,185 4.50 N/AN/A
Colony Bank144,581 13.54 48,041 4.50 69,393 6.50 
Tier I Capital to Average Assets
Consolidated134,110 8.92 60,141 4.00 N/AN/A
Colony Bank144,581 9.77 59,977 4.00 74,972 5.00