LOANS AND ALLOWANCE FOR LOAN LOSSES (Composition of the Loan Portfolio) (Details) (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Accounts, Notes, Loans and Financing Receivable [Line Items]
Commercial, financial and agricultural	$ 600,704	$ 610,301
Real estate construction and development	121,662	174,979
Real estate mortgage:
Real estate mortgage	2,091,026	2,060,131
Consumer and installment	18,681	19,262
Loans held for sale	25,548	66,133
Net deferred loan fees	(526)	(59)
Total loans	2,857,095	2,930,747	3,284,279
One-to-four-family residential
Real estate mortgage:
Real estate mortgage	921,488	986,767
Multi-family residential
Real estate mortgage:
Real estate mortgage	121,304	103,684
Total loans	121,304	103,684
Commercial real estate
Real estate mortgage:
Real estate mortgage	1,048,234	969,680
Total loans	$ 1,048,234	$ 969,680

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Amount before allowance of installment and revolving loans issued to individuals, including, but not limited to credit card, automobile, boat, student, durable home appliance loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of commercial loans to develop land for sale or construction thereon. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of loans issued to agricultural, commercial and industrial, and financial institutions. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount before allowance of mortgage loans on existing land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

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Amount of loans held for sale, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements and loans classified as debt securities.

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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